Clermont County property record for 3860 Michael Dr, Cincinnati, OH 45255 · Last verified April 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,108 sqft · built 2006 |
| Lot Size | 0.459 acres (19,994 sqft) |
| Owner | Individual Name on File |
| Last Sale | $120,000 (Jun 2010) |
| Tax Bill | $4,388 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Dec 2017 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 41-42-46A-066 |
| Primary APN | 41-42-46A-066 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,108 sqft Living Area |
| 1st Floor Area | 372 sqft |
| Basement Area | 549 sqft |
| Finished Basement | 465 sqft |
| Unfinished Basement | 84 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Bi-Level |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 19,994 sqft (0.459 acres) |
| View / Lot | Cul-de-sac |
| Garage Area | 504 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 120 sqft |
|---|---|
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 170 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 3860 MICHAEL DR |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45255-4926 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MT WASHINGTON EAST BK 2; LOT 66 |
| Legal Subdivision | MT WASHINGTON EAST BK 2 |
| Legal Block | 2 |
| Legal Lot Number | 66 |
| Jurisdiction | CLERMONT OH |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3001 |
| Census Tract | 41201 |
Source: Clermont County records · APN 41-42-46A-066
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3860 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WESBANCO BANK INC |
| Dec 29, 2017 | Deed of Trust, Mortgage · Conventional Mortgage HUNTINGTON NATIONAL BANK |
| Sep 24, 2020 | Deed of Trust, Mortgage · Line of Credit WESBANCO BANK INC |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jun 22, 2010 · Amount on Record |
| Deed Sale | Jun 22, 2010 · Amount on Record |
| Prior Sale | Oct 26, 2006 · Amount on Record |
| Deed Document Number | 201013857 |
| Deed Book / Page | 2247 / 2349 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3860 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Transaction Type | Mortgage |
| Record Updated | Mar 06, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000009797 |
|---|---|
| Date | Mar 26, 2021 |
| Book Page | 2874/3447 |
| Instrument | 202100009797 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | WHEELING, WV 26003 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3860 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000030214 |
|---|---|
| Date | Dec 29, 2017 |
| Instrument | 201700030214 |
| Name | HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 15, 2047 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLERMONT OH |
| Property Address | 3860 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | VALMER LAND TITLE AGENCY BOX |
| Name | Verified Name |
|---|---|
| Address | 3860 MICHAEL DR, CINCINNATI, OH 45255-4926 |
| Document Number | 0000026173 |
|---|---|
| Date | Sep 24, 2020 |
| Book Page | 2852/5561 |
| Instrument | 202000026173 |
| Name | WESBANCO BANK INC |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Sep 18, 2045 |
Source: Clermont County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Clermont County |
| County Subdivision | Union Township |
| Unified School District | West Clermont Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,388.00 (-0.18%) | $87,190 (-) Land $15,260 Building $71,930 | |
| 2024 | $4,396.00 (-49.3%) Homeowner's exemption | $87,190 (-) Land $15,260 Building $71,930 | $249,100 (-) Land $43,600 Building $205,500 |
| 2023 | $8,671.00 (+125.34%) Homeowner's exemption | $87,190 (+32.01%) Land $15,260 Building $71,930 | $249,100 (+32.01%) Land $43,600 Building $205,500 |
| 2022 | $3,848.00 Homeowner's exemption | $66,050 Land $11,550 Building $54,500 | |
| 2020 | $188,700 Land $33,000 Building $155,700 |
Source: FEMA National Flood Hazard Layer, Clermont County (39025C), updated February 6, 2010 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390250412013, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 2 individual NFIP policies nearby |
| Nearby Flood Policies | 2 in force 2 of 2 on primary residences |
| Wildfire Risk | Low above 20% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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