Osceola County property record for 3865 Forest Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 4 Baths |
| Year Built | Built 1998 |
| Square Footage | 2,830 sqft Heated Area |
| Lot Size | 25,788 sqft (0.592 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $162,900 (1998) |
| Tax Bill | $3,216.00 (2025) |
| Primary APN | 88691 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 4 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,830 sqft Heated Area |
| Gross Area | 3,466 sqft Gross Area |
| 1st Floor | 1,738 sqft 1st Floor |
| Upper Floors | 1,092 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Vinyl Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 25,788 sqft (0.592 acres) |
| Depth X Width | 195 ft x 108 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 506 sqft Garage |
| Pool Area | 351 sqft Pool |
|---|---|
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 336 sqft Shed |
| Deck Area | 523 sqft Deck |
| Porch | Open Porch |
| Porch Area | 130 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Account Number | 88691 |
|---|---|
| Street Address | 3865 FOREST CIR |
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-7454 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | HIDDEN PINES PB 4 PG 198 LOT 7 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 35 |
| Legal Subdivision | HIDDEN PINES |
| Legal Tract | 3312 |
| Legal Block | 1 |
| Legal Lot Number | 7 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 1 |
| Census Block | 1019 |
| Census Tract | 43209 |
Source: Osceola County records · APN 88691
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Owner Names on File |
|---|---|
| Mailing Address | 3865 FOREST CIR, SAINT CLOUD, FL 34772-7454 |
| Occupancy | Owner Occupied |
| Date | Document |
|---|---|
| Jul 22, 2026 | Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT |
| Jan 31, 2017 | Deed of Trust, Mortgage · Conventional Mortgage FAIRWINDS CU |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 24, 1998 · Amount on Record |
| Deed Sale | Jun 24, 1998 · Amount on Record |
| Prior Sale | Dec 17, 1997 · Amount on Record |
| Deed Doc Number | 0150802620 |
| Deed Book / Page | 01508 / 02620 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Jul 22, 2026 |
| Property Address | 3865 FOREST CIR, SAINT CLOUD, FL 34772-7454 |
| Document Number | 0000095729 |
| Book / Page | 7007 / 2145 |
| Instrument Date | Jul 15, 2026 |
| Instrument | 202695729 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3865 FOREST CIR, SAINT CLOUD, FL 34772-7454 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Title Company | MORTGAGEE TITLE SERVICES INC |
| Name | Verified Name |
|---|
| Document Number | 0050941912 |
|---|---|
| Date | Jan 31, 2017 |
| Book Page | 5094/1912 |
| Instrument | 2017016969 |
| Name | FAIRWINDS CU |
|---|---|
| Type | Credit Union |
| Address | ORLANDO, FL 32801 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,216.00 (+6.17%) Homeowner's exemption | $187,324 (+5.99%) | $375,500 (+6.34%) Land $50,000 Building $325,500 |
| 2023 | $3,029.00 (+11.03%) Homeowner's exemption | $176,743 (+3%) | $353,100 (+14.2%) Land $35,000 Building $318,100 |
| 2022 | $2,728.00 Homeowner's exemption | $171,596 | $309,200 Land $35,000 Building $274,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 54% of the US · above 25% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 699 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures