El Dorado County property record for 3864 Toronto Rd, Cameron Park, CA 95682
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,766 sqft · built 1973 |
| Lot Size | 0.469 acres (20,473 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $319,000 (Jul 2014) |
| Tax Bill | $4,185 (2025) |
| Deeds & Mortgages | Sep 2021 Mortgage Dec 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 082-042-007-000 |
| Primary APN | 082-042-007-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,766 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Construction Type | Wood |
| Lot Area | 20,473 sqft (0.469 acres) |
| Garage Type | Attached |
| Garage Area | 720 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 1,766 sqft |
| Sewer | Connected |
|---|---|
| Water Source | Commercial |
| Old Parcel Number | 0820420710 |
|---|---|
| Street Address | 3864 TORONTO RD |
| City | CAMERON PARK |
| State | CA |
| Zip | 95682-8612 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | L 80 CAMERON PK N 1 |
| Legal Subdivision | CAMERON PK N 1 |
| Legal Lot Number | 80 |
| Jurisdiction | EL DORADO CA |
| Township / Civil Division | SOUTH EL DORADO |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 30809 |
Source: El Dorado County records, as of September 22, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 3864 TORONTO RD, CAMERON PARK, CA 95682-8612 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 21, 2021 | Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP |
| Dec 21, 2018 | Deed of Trust, Mortgage · Line of Credit EL DORADO SAVINGS BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 17, 2014 · Amount on Record |
| Deed Sale | Jul 17, 2014 · Amount on Record |
| Prior Sale | Nov 17, 2004 |
| Deed Document Number | 2014-0027124 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3864 TORONTO RD, CAMERON PARK, CA 95682-8612 |
| Transaction Type | Mortgage |
| Record Updated | Oct 4, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000060168 |
|---|---|
| Date | Sep 21, 2021 |
| Instrument | 2021-0060168 |
| Name | PROVIDENT FUNDING ASSOCIATES LP |
|---|---|
| Type | Mortgage Company |
| Address | ENGLEWOOD, CO 80111 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Oct 1, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL DORADO CA |
| Property Address | 3864 TORONTO RD, CAMERON PARK, CA 95682-8612 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | PLACER TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0000048208 |
|---|---|
| Date | Dec 21, 2018 |
| Instrument | 2018-0048208 |
| Name | EL DORADO SAVINGS BANK |
|---|---|
| Type | Bank |
| Address | PLACERVILLE, CA 95667 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: El Dorado County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | California |
| County | El Dorado County |
| Elementary School District | Buckeye Union Elementary School District (KG - 08) |
| Secondary School District | El Dorado Union High School District (09 - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $4,185.00 (+4.23%) | $383,381 (+4.04%) Land $102,151 Building $281,230 |
| 2023 | $4,015.00 (+1.44%) | $368,496 Land $98,186 Building $270,310 |
| 2022 | $3,958.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective August 25, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 78% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 295 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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