3869 Toronto Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3869 Toronto Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,594 sqft · built 1976
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Company Names on File
Last Sale	$460,000 (Sep 2021)
Tax Bill	$2,522 (2025)
Deeds & Mortgages	Feb 2024 Transfer Sep 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`082-043-004-000`

Property Details

APN / Parcel Number

Primary APN	`082-043-004-000`
Alternative APNs	`08204304100` `0820430410`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,594 sqft Living Area
1st Floor Area	1,594 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1976
Effective Year Built	Effective 1977
Construction Type	Wood
Lot Area	18,731 sqft (0.43 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,594 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3869 TORONTO RD
City	CAMERON PARK
State	CA
Zip	95682-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 133 CAMERON PK N 1
Legal Subdivision	CAMERON PK N 1
Legal Lot Number	133
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1004
Census Tract	30809

Owner

3869 Toronto Rd is owned by a company that acquired it in November 2023 and is owner-occupied.

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	3869 TORONTO RD, CAMERON PARK, CA 95682-8612
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Feb 7, 2024	Intrafamily Transfer, Transfer
Sep 29, 2021	Grant Deed, Transfer · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2021 · Amount on File
Deed Sale	Sep 29, 2021 · Amount on File
Deed Document Number	202162038
Last Transfer Date	Nov 3, 2023
Transfer Doc	0000003182
Record Updated	Oct 29, 2026

February 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	EL DORADO CA
Recording Date	Feb 7, 2024
Property Address	3869 TORONTO RD, CAMERON PARK, CA 95682-8612
Document Number	0000003182
Map Reference	MB C PG 85
Instrument Date	Nov 3, 2023
Instrument	2024-0003182
Transaction Type	Transfer
Record Updated	Feb 16, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	3869 TORONTO RD, CAMERON PARK, CA 95682-8612

September 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Sep 29, 2021
Property Address	3869 TORONTO RD, CAMERON PARK, CA 95682-8612
Document Number	0000062038
Map Reference	MB C PG 85
Instrument Date	Sep 21, 2021
Instrument	2021-0062038
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3188 BONANZA DR, CAMERON PARK, CA 95682-9269

Mortgage

Document Number	0000062039
Date	Sep 29, 2021
Instrument	2021-0062039

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 3869 Toronto Rd was $2,522 with a homeowner's exemption, up 2.3% from the year before.

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$239,705 (+2%) Land $136,159 Building $103,546
2025	$2,522.00 (+2.31%) Homeowner's exemption	$235,006 Land $133,490 Building $101,516
2024	$2,465.00 (+1.94%)
2023	$2,418.00 (+79.38%) Homeowner's exemption	$225,882 Land $128,307 Building $97,575
2022	$1,348.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3869 Toronto Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 3869 Toronto Rd is moderate, ranking above 45% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

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