3844 Toronto Rd, Cameron Park (Shingle Springs), CA 95682 Property Records

El Dorado County property record for 3844 Toronto Rd, Cameron Park, CA 95682

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,657 sqft · built 1972
Lot Size	0.35 acres (15,246 sqft)
Owner	Individual Name on Record
Last Sale	$610,000 (Oct 2025)
Tax Bill	$5,285 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Oct 2025 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`082-042-009-000`

Property Details

APN / Parcel Number

Primary APN	`082-042-009-000`
Alternative APNs	`08204209100` `0820420910`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,657 sqft Living Area
1st Floor Area	1,657 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Construction Type	Wood
Lot Area	15,246 sqft (0.35 acres)
Terrain	Wooded
Garage Type	Attached
Garage Area	500 sqft
Parking Spaces	2 Parking Spaces
Patio Area	1,657 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3844 TORONTO RD
City	CAMERON PARK
State	CA
Zip	95682-8612
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	L 82 CAMERON PK N 1
Legal Subdivision	CAMERON PK N 1
Legal Lot Number	82
Jurisdiction	EL DORADO CA
Township / Civil Division	SOUTH EL DORADO
Census Block Group	1
Census Block	1003
Census Tract	30809

Owner

Source: El Dorado County records, as of September 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3844 TORONTO RD, CAMERON PARK, CA 95682-8612
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Woman

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage PMAC LENDING SERVICES INC
Oct 31, 2025	Grant Deed, Transfer · Commercial Mortgage COMMUNITY LENDING GROUP
Feb 25, 2020	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2025 · Amount on Record
Deed Sale	Oct 31, 2025 · Amount on Record
Prior Sale	Feb 25, 2020 · Amount on Record
Deed Document Number	202531132
Prior Transfer Date	Aug 15, 2013
Prior Transfer Doc	0000042945
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL DORADO CA
Property Address	3844 TORONTO RD, CAMERON PARK, CA 95682-8612
Transaction Type	Mortgage
Record Updated	Apr 2, 2026
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3844 TORONTO RD, CAMERON PARK, CA 95682-8612

Mortgage

Document Number	0000061359
Date	Sep 27, 2021
Instrument	2021-0061359

Lender

Name	PMAC LENDING SERVICES INC
Type	Mortgage Company
Address	BREA, CA 92821

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

October 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Oct 31, 2025
Property Address	3844 TORONTO RD, CAMERON PARK, CA 95682-8612
Document Number	0000031132
Map Reference	MB C PG 85
Instrument Date	Oct 27, 2025
Instrument	2025-0031132
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3844 TORONTO RD, CAMERON PARK, CA 95682-8612

Mortgage

Document Number	0000031133
Date	Oct 31, 2025
Instrument	2025-0031133

Lender

Name	COMMUNITY LENDING GROUP
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2055

February 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	EL DORADO CA
Recording Date	Feb 25, 2020
Property Address	3844 TORONTO RD, CAMERON PARK, CA 95682-8612
Document Number	0000008598
Map Reference	MB C PG 85
Instrument Date	Feb 14, 2020
Instrument	2020-0008598
Transaction Type	Transfer
Record Updated	Jul 30, 2021
Title Company	FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2066 RIESLING WAY, CAMERON PARK, CA 95682-7730

Mortgage

Document Number	0000008599
Date	Feb 25, 2020
Instrument	2020-0008599

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: El Dorado County assessment roll, as of September 16, 2026

Property Jurisdictions

Type	Name
State	California
County	El Dorado County
Elementary School District	Buckeye Union Elementary School District (KG - 08)
Secondary School District	El Dorado Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$610,000 (+25.48%) Land $171,000 Building $439,000
2025	$5,285.00 (+4.24%)	$486,121 (+4.04%) Land $120,298 Building $365,823
2023	$5,070.00 (+1.48%)	$467,246 Land $115,628 Building $351,618
2022	$4,996.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2022

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 73% of California
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EL DORADO ID - MAIN serves 128,408 people · EPA ID CA0910001
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 276 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
T-Mobile Fixed Wireless	100 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Toronto Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures