Clay County property record for 3864 Great Falls Loop, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,920 sqft · built 2013 |
| Lot Size | 0.338 acres (14,740 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $310,000 (Dec 2020) |
| Tax Bill | $4,317 (2024) |
| Deeds & Mortgages | Feb 2020 Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-24-005924-003-46 |
| Primary APN | 36-04-24-005924-003-46 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 2,920 sqft Living Area |
| Gross Area | 3,380 sqft |
| 1st Floor Area | 1,448 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Exterior Material | Logs |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 14,740 sqft (0.338 acres) |
| Garage Type | Attached |
| Garage Area | 460 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 159 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3864 GREAT FALLS LOOP |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-3881 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 97 AZALEA RIDGE UNIT I AS REC OR 3582 PG 1444,3823 PG 1130(MNRLS) & 4392 PG 1404, 478 |
| Legal Range | 24E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | AZALEA RIDGE UNIT I |
| Legal Lot Number | 97 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30204 |
Source: Clay County records, as of December 3, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 3864 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3881 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
| Date | Document |
|---|---|
| Feb 18, 2020 | Deed of Trust, Mortgage · VA Mortgage RIVER MORTGAGE LLC |
| Dec 21, 2020 | Warranty Deed, Transfer · VA Mortgage MORTGAGE RESEARCH CENTER LLC |
| Sep 6, 2018 | Deed of Trust, Mortgage · VA Mortgage NORTH AMERICAN SVGS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 21, 2020 · Amount on Record |
| Deed Sale | Dec 21, 2020 · Amount on Record |
| Prior Sale | Jan 1, 2016 · Amount on Record |
| Deed Document Number | 202067315 |
| Deed Book / Page | 4392 / 1404 |
| Last Transfer Date | Jul 3, 2024 |
| Transfer Doc | 0048431881 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3864 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3881 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0042791879 |
|---|---|
| Date | Feb 18, 2020 |
| Book Page | 4279/1879 |
| Instrument | 2020008633 |
| Name | RIVER MORTGAGE LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | CINCINNATI, OH 45212 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Dec 21, 2020 |
| Property Address | 3864 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3881 |
| Document Number | 0043921404 |
| Book / Page | 4392 / 1404 |
| Map Reference | MB 53 PG 56-68 |
| Instrument Date | Dec 18, 2020 |
| Instrument | 2020067315 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2022 |
| Title Company | AMERICAS CHOICE TITLE CO |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,170.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4441 WARM SPRINGS WAY, 4441, MIDDLEBURG, FL 32068-8828 |
| Name | Verified Name |
|---|---|
| Address | 3864 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3881 |
| Document Number | 0043921406 |
|---|---|
| Date | Dec 21, 2020 |
| Instrument | 4392/1406 |
| Name | MORTGAGE RESEARCH CENTER LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3864 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3881 |
| Document Number | 0041230990 |
| Instrument Date | Sep 6, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 8, 2018 |
| Title Company | TRANSTAR NATIONAL TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3864 GREAT FALLS LOOP MIDDLEBURG FL 320683881, MIDDLEBURG, FL 32068-3881 |
| Document Number | 0041230990 |
|---|---|
| Date | Sep 13, 2018 |
| Book Page | 004123/000990 |
| Instrument | 48454 |
| Name | NORTH AMERICAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | FLINT, MI 48501-2026 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 12, 2048 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $346,945 (+5.99%) | $404,700 (-4.6%) Land $50,000 Building $354,700 | |
| 2024 | $4,317.00 (-20.44%) | ||
| 2023 | $5,426.00 (+5.13%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $327,348 (+3%) | $424,201 (+7.33%) Land $50,000 Building $374,201 |
| 2022 | $5,161.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $317,814 | $395,242 Land $40,000 Building $355,242 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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