3872 Great Falls Loop, Middleburg, FL 32068 Property Records

Clay County property record for 3872 Great Falls Loop, Middleburg, FL 32068

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,850 sqft · built 2013
Lot Size	0.261 acres (11,346 sqft)
Owner	2 Individual Names on Record
Last Sale	$151,700 (Jul 2013)
Tax Bill	$1,969 (2025)
Deeds & Mortgages	Jul 2023 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`36-04-24-005924-003-44`

Property Details

APN / Parcel Number

Primary APN	`36-04-24-005924-003-44`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,850 sqft Living Area
Gross Area	2,242 sqft
1st Floor Area	1,850 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Other
Lot Area	11,346 sqft (0.261 acres)
Garage Type	Attached
Garage Area	392 sqft
Porch	Finished/Open Porch
Porch Area	24 sqft
Patio Area	36 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	3872 GREAT FALLS LOOP
City	MIDDLEBURG
State	FL
Zip	32068-3881
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AR
Legal Description	LOT 95 AZALEA RIDGE UNIT I AS REC OR 3553 PG 356,3699 PG 770(MNRLS) & 4738 PG 1980
Legal Range	24E
Legal Township	04S
Legal Section	36
Legal Subdivision	AZALEA RIDGE UNIT I
Legal Lot Number	95
Legal Unit	1
Jurisdiction	CLAY FL
Township / Civil Division	MIDDLEBURG-CLAY HILL
Census Block Group	2
Census Block	2009
Census Tract	30204

Owner

Source: Clay County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3872 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3881
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 5, 2013 · Amount on Record
Deed Sale	Jul 5, 2013 · Amount on Record
Prior Sale	Sep 10, 2012 · Amount on Record
Deed Document Number	201340010
Deed Book / Page	3553 / 356
Last Transfer Date	Jun 26, 2023
Transfer Doc	0047381980
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CLAY FL
Recording Date	Jul 17, 2023
Property Address	3872 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3881
Document Number	0047381980
Book / Page	4738 / 1980
Map Reference	MB 53 PG 56-68
Instrument Date	Jun 26, 2023
Instrument	2023035398
Transaction Type	Transfer
Record Updated	Aug 18, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3872 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3881

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	3872 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3881

Mortgage

Document Number	0047381983
Date	Jul 17, 2023
Instrument	4738/1983

Lender

Name	MUTUAL OF OMAHA MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Clay County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Clay County
Unified School District	Clay County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,969.00 (+5.07%)	$169,259 (+5.99%)	$277,953 (-4.25%) Land $50,000 Building $227,953
2024	$1,874.00 (-38.21%)
2023	$3,033.00 (+9.57%) Homeowner's exemption	$159,699 (+3%)	$290,299 (+8.37%) Land $50,000 Building $240,299
2022	$2,768.00 Homeowner's exemption	$155,048	$267,886 Land $40,000 Building $227,886

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 82% of Florida
Wildfire Likelihood	0.09% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20