Clay County property record for 3848 Great Falls Loop, Middleburg, FL 32068
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,363 sqft · built 2014 |
| Lot Size | 0.227 acres (9,869 sqft) |
| Owner | 2 Company Names on Record |
| Last Sale | $260,000 (Aug 2016) |
| Tax Bill | $3,118 (2025) |
| Deeds & Mortgages | Mar 2026 Transfer Feb 2022 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 36-04-24-005924-003-54 |
| Primary APN | 36-04-24-005924-003-54 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,363 sqft Living Area |
| Gross Area | 2,934 sqft |
| 1st Floor Area | 2,363 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2014 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Hardboard |
| Roof Type | Gable/Hip |
| Roof Material | Other |
| Lot Area | 9,869 sqft (0.227 acres) |
| Garage Type | Attached |
| Garage Area | 571 sqft |
| Porch | Finished/Open Porch |
| Porch Area | 174 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 3848 GREAT FALLS LOOP |
|---|---|
| City | MIDDLEBURG |
| State | FL |
| Zip | 32068-3880 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AR |
| Legal Description | LOT 105 AZALEA RIDGE UNIT I AS REC OR 3887 PG 1611 |
| Legal Range | 24E |
| Legal Township | 04S |
| Legal Section | 36 |
| Legal Subdivision | AZALEA RIDGE UNIT I |
| Legal Lot Number | 105 |
| Legal Unit | 1 |
| Jurisdiction | CLAY FL |
| Township / Civil Division | MIDDLEBURG-CLAY HILL |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 30204 |
Source: Clay County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on Record |
|---|---|
| Mailing Address | 3848 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Mar 6, 2026 | Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION |
| Feb 25, 2022 | Deed of Trust, Mortgage · Line of Credit FLORIDA CU |
| Feb 19, 2021 | Deed of Trust, Mortgage · VA Mortgage FIRST GUARANTY MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 1, 2016 · Amount on Record |
| Deed Sale | Aug 1, 2016 · Amount on Record |
| Prior Sale | Mar 13, 2015 · Amount on Record |
| Deed Book / Page | 3887 / 1611 |
| Last Transfer Date | Feb 28, 2026 |
| Transfer Doc | 0000010254 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CLAY FL |
| Recording Date | Mar 6, 2026 |
| Property Address | 3848 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880 |
| Document Number | 0050200827 |
| Book / Page | 5020 / 827 |
| Map Reference | MB 53 PG 56-68 |
| Instrument Date | Feb 28, 2026 |
| Instrument | 2026010254 |
| Transaction Type | Transfer |
| Record Updated | Apr 1, 2026 |
| Title Company | ACCOMODATION, ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 3848 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 3848 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3848 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880 |
| Transaction Type | Mortgage |
| Record Updated | Mar 15, 2022 |
| Name | Verified Name |
|---|---|
| Address | 3848 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880 |
| Document Number | 0045760420 |
|---|---|
| Date | Feb 25, 2022 |
| Book Page | 4576/420 |
| Instrument | 2022012787 |
| Name | FLORIDA CU |
|---|---|
| Type | Credit Union |
| Address | GAINESVILLE, FL 32627 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Feb 24, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY FL |
| Property Address | 3848 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880 |
| Transaction Type | Mortgage |
| Record Updated | Mar 3, 2021 |
| Name | Verified Name |
|---|---|
| Address | 3848 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880 |
| Document Number | 0044181067 |
|---|---|
| Date | Feb 19, 2021 |
| Book Page | 4418/1067 |
| Instrument | 2021010354 |
| Name | FIRST GUARANTY MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | PLANO, TX 75024 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 1, 2051 |
Source: Clay County assessment roll, as of December 3, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Clay County |
| Unified School District | Clay County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,118.00 (+4.91%) Homeowner's exemption Veteran's exemption | $249,637 (+5.99%) | $351,737 (-4.45%) Land $50,000 Building $301,737 |
| 2024 | $2,972.00 (-30.8%) | ||
| 2023 | $4,295.00 (+7.89%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $235,536 (+3%) | $368,135 (+7.69%) Land $50,000 Building $318,135 |
| 2022 | $3,981.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $228,676 | $341,848 Land $40,000 Building $301,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 47% of the US · lower than 82% of Florida |
|---|---|
| Wildfire Likelihood | 0.09% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ORANGE PARK GRID private · serves 127,904 people · EPA ID FL2100741 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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