3863 S Cramer Cir, Bloomington, IN 47403 Property Records

Monroe County property record for 3863 S Cramer Cir, Bloomington, IN 47403

Property Summary

Property Type	Condominium
Details	3 bd · 2.5 ba · 1,446 sqft · built 2006
Lot Size	0.03 acres (1,307 sqft)
Owner	Individual Name on Record
Last Sale	$265,000 (May 2024)
Tax Bill	$1,791 (2025)
Deeds & Mortgages	May 2023 Sale & Mortgage Jun 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`014-17094-39`

Property Details

APN / Parcel Number

Primary APN	`014-17094-39`
Alternative APN	`53-01-41-709-439.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,446 sqft Living Area
1st Floor Area	1,446 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2015
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Roof Material	Asphalt
Lot Area	1,307 sqft (0.03 acres)
Garage Type	Attached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-17094-39
Street Address	3863 S CRAMER CIR
City	BLOOMINGTON
State	IN
Zip	47403-8997
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BATCHELOR HGTS SEC 2 L 139
Legal Subdivision	BATCHELOR HEIGHTS
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3008
Census Tract	1102

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3863 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 31, 2023	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK
Jun 22, 2020	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2024 · Amount on Record
Deed Sale	May 16, 2024 · Amount on Record
Prior Sale	May 31, 2023 · Amount on Record
Deed Document Number	202451301
Record Updated	Sep 20, 2026

May 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	May 31, 2023
Property Address	3863 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Document Number	2023005806
Map Reference	CAB C ENV 315
Instrument Date	May 23, 2023
Instrument	2023005806
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3863 S CRAMER CIR, BLOOMINGTON, IN 47403-8997

Mortgage

Document Number	2023005807
Date	May 31, 2023
Instrument	2023005807

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2053

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE IN
Recording Date	Jun 22, 2020
Property Address	3863 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Document Number	2020009260
Map Reference	CAB C ENV 315
Instrument Date	Jun 16, 2020
Instrument	2020009260
Transaction Type	Transfer
Record Updated	Jun 23, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3863 S CRAMER CIR, BLOOMINGTON, IN 47403-8997

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,791.00 (+10.69%)	$261,000 (+39.87%) Land $50,000 Building $211,000	$261,000 (+39.87%) Land $50,000 Building $211,000
2024	$1,618.00 (+37.82%)
2023		$186,600 (+7.55%) Land $40,000 Building $146,600	$186,600 (+7.55%) Land $40,000 Building $146,600
2022	$1,174.00	$173,500 Land $40,000 Building $133,500	$173,500 Land $40,000 Building $133,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people · EPA ID IN5253002
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Smithville Communications.

Nearby Properties on S Cramer Cir

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures