3862 S Cramer Cir, Bloomington, IN 47403 Property Records

Monroe County property record for 3862 S Cramer Cir, Bloomington, IN 47403

Property Summary

Property Type	Condominium
Details	3 bd · 2 ba · 1,640 sqft · built 2002
Lot Size	0.04 acres (1,742 sqft)
Owner	Individual Name on File
Last Sale	$100,000 (Dec 2020)
Tax Bill	$1,685 (2025)
Deeds & Mortgages	Dec 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`014-17091-51`

Property Details

APN / Parcel Number

Primary APN	`014-17091-51`
Alternative APN	`53-08-17-304-093.000-008`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Condo/Apartment
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	1,742 sqft (0.04 acres)
Garage Type	Attached
Garage Area	280 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	014-17091-51
Street Address	3862 S CRAMER CIR
City	BLOOMINGTON
State	IN
Zip	47403-8997
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	BATCHELOR HEIGHTS S1 L51 & L50
Legal Subdivision	BATCHELOR HEIGHTS
Jurisdiction	MONROE IN
Township / Civil Division	PERRY
Census Block Group	3
Census Block	3014
Census Tract	1102

Owner

Source: Monroe County records · APN 014-17091-51

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3862 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 14, 2020 · Amount on Record
Deed Sale	Dec 14, 2020 · Amount on Record
Prior Sale	Jun 30, 2008 · Amount on Record
Deed Document Number	202021208
Prior Transfer Date	Nov 25, 2020
Prior Transfer Doc	2020021208
Record Updated	Sep 20, 2026

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE IN
Recording Date	Dec 14, 2020
Property Address	3862 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Document Number	2020021208
Map Reference	CAB C ENV 233
Instrument Date	Nov 25, 2020
Instrument	2020021208
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3842 S CRAMER CIR, BLOOMINGTON, IN 47403-8997

Mortgage

Document Number	2020021209
Date	Dec 14, 2020
Instrument	2020021209

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2051

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Monroe County
County Subdivision	Perry Township
Unified School District	Monroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,685.00 (-7.97%)	$247,900 (+23.7%) Land $50,000 Building $197,900	$247,900 (+23.7%) Land $50,000 Building $197,900
2024	$1,831.00 (+45.55%)
2023		$200,400 (+6.99%) Land $40,000 Building $160,400	$200,400 (+6.99%) Land $40,000 Building $160,400
2022	$1,258.00	$187,300 Land $40,000 Building $147,300	$187,300 Land $40,000 Building $147,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of September 17, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Low lower than 96% of the US · lower than 73% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Smithville Holding Company.

Based on FCC filings for 413 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water System	CITY OF BLOOMINGTON UTILITIES serves 83,000 people
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	5 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2024
Treatment and Procedure	Corrosion control Jan 2018
Monitoring and Reporting	None last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.