3857 S Cramer Cir, Bloomington, IN 47403 Property Records

Monroe County property record for 3857 S Cramer Cir, Bloomington, IN 47403

Property Summary

Property TypeCondominium
Details3 bd · 2.5 ba · 1,630 sqft · built 2006
Lot Size0.03 acres (1,307 sqft)
OwnerIndividual Name on Record
Last Sale$29,700 (Dec 2006)
Tax Bill$1,599 (2025)
Deeds & MortgagesFeb 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN014-17094-36

Property Details

APN / Parcel Number

Primary APN014-17094-36
Alternative APN
  • 53-01-41-709-436.000-008

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures12 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,630 sqft Living Area
1st Floor Area1,630 sqft

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Architectural StyleCondo/Apartment
Construction TypeMasonry / Concrete Block
Roof MaterialAsphalt
Lot Area1,307 sqft (0.03 acres)
Garage TypeAttached
Garage Area204 sqft
Parking Spaces1 Parking Space

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerConnected

Location & Zoning

Account Number014-17094-36
Street Address3857 S CRAMER CIR
CityBLOOMINGTON
StateIN
Zip47403-8997
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal DescriptionBATCHELOR HGTS SEC 2 L 136
Legal SubdivisionBATCHELOR HEIGHTS
JurisdictionMONROE IN
Township / Civil DivisionPERRY
Census Block Group3
Census Block3008
Census Tract1102

Owner

Source: Monroe County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address3857 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 4, 2006 · Amount on Record
Deed SaleDec 4, 2006 · Amount on Record
Deed Document Number200623414
Record UpdatedSep 20, 2026

February 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE IN
Recording DateFeb 3, 2023
Property Address3857 S CRAMER CIR, BLOOMINGTON, IN 47403-8997
Document Number2023001160
Map ReferenceCAB C ENV 315
Instrument DateFeb 3, 2023
Instrument2023001160
Transaction TypeTransfer
Record UpdatedApr 21, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressIN

Transferred To (Grantee/Buyer)

NameVerified Name
Address3857 S CRAMER CIR, BLOOMINGTON, IN 47403-8997

Mortgage

Document Number2023001161
DateFeb 3, 2023
Instrument2023001161
Lender
NameRUOFF MORTGAGE COMPANY INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2053

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of June 22, 2026

Property Jurisdictions

TypeName
StateIndiana
CountyMonroe County
County SubdivisionPerry Township
Unified School DistrictMonroe County Community School Corporation (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,599.00 (-9.76%)$237,200 (+17.83%) Land $50,000 Building $187,200$237,200 (+17.83%) Land $50,000 Building $187,200
2024$1,772.00 (+41.31%)
2023$201,300 (+7.76%) Land $40,000 Building $161,300$201,300 (+7.76%) Land $40,000 Building $161,300
2022$1,254.00$186,800 Land $40,000 Building $146,800$186,800 Land $40,000 Building $146,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 17, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 73% of Indiana
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BLOOMINGTON UTILITIES
serves 83,000 people · EPA ID IN5253002
Water SourceSurface water
Last State InspectionOct 2023
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Aug 2024
Treatment and ProcedureCorrosion control
Jan 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 413 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20

May also be available: Smithville Communications.

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