Osceola County property record for 3862 Blackberry Cir, Saint Cloud, FL 34769
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,786 sqft · built 1997 |
| Lot Size | 0.2 acres (8,712 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $108,700 (Jul 1997) |
| Tax Bill | $1,123 (2025) |
| Deeds & Mortgages | Apr 2026 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-25-30-0016-0001-1750 |
| Primary APN | 33-25-30-0016-0001-1750 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,786 sqft Living Area |
| Gross Area | 2,440 sqft |
| 1st Floor Area | 1,786 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Architectural Style | Conventional |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 8,712 sqft (0.2 acres) |
| Lot Dimensions | 107 ft deep x 73.8 ft wide |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Florida Room |
| Porch Area | 148 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Street Address | 3862 BLACKBERRY CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34769-1428 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SR2 |
| Legal Description | BLACKBERRY CREEK UNIT FOUR PB 8 PG 163-164 LOT 175 |
| Legal Range | 30E |
| Legal Township | 25S |
| Legal Section | 33 |
| Legal Subdivision | BLACKBERRY CREEK UNIT 4 |
| Legal Tract | 16 |
| Legal Block | 1750 |
| Legal Lot Number | 175 |
| Legal Unit | FO |
| Jurisdiction | OSCEOLA FL |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 43203 |
3862 Blackberry Cir is owned and occupied by two individuals who bought it in July 1997.
Source: Osceola County records, as of June 2, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3862 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 11, 1997 · Amount on File |
| Deed Sale | Jul 11, 1997 · Amount on File |
| Deed Book / Page | 1415 / 2230 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 16, 2026 |
| Property Address | 3862 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428 |
| Document Number | 0000050517 |
| Book / Page | 6956 / 1645 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202650517 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | CLOSING PROCESS DEPARTMENT |
| Name | Verified Name |
|---|---|
| Address | 3862 BLACKBERRY CIR, SAINT CLOUD, FL 34769-1428 |
| Investor | Possibly a Property Investor |
| Document Number | 0000050517, |
|---|---|
| Date | Apr 16, 2026 |
| Book Page | 6956/1645 |
| Instrument | 202650517 |
| Name | THIRD FEDERAL SAVINGS AND LOANS ASSOCIATION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate | 6% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 3862 Blackberry Cir was $1,123 with exemptions applied, up 5.1% from the year before.
Source: Osceola County assessment roll, as of November 26, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,123.00 (+5.15%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $122,283 | $326,800 Land $70,000 Building $256,800 |
| 2024 | $1,068.00 (+4.71%) | ||
| 2023 | $1,020.00 (-18.4%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption | $115,376 (+3%) | $302,700 (+27.13%) Land $60,000 Building $242,700 |
| 2022 | $1,250.00 Homeowner's exemption Disabled Person's exemption | $112,016 | $238,100 Land $45,000 Building $193,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3862 Blackberry Cir in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2017) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3862 Blackberry Cir is low, with a 0.03% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2025 |
| Lead | 2 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 308 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
May also be available: AT&T, Verizon.
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