San Luis Obispo County property record for 386 Pier Ave, Oceano, CA 93445
| Property Type | Residential |
|---|---|
| Lot Size | 0.127 acres (5,520 sqft) |
| Owner | Company Name on Record |
| Last Sale | $330,000 (Jan 2004) |
| Tax Bill | $5,349 (2025) |
| Deeds & Mortgages | Sep 2018 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 061-012-016 |
| Primary APN | 061-012-016 |
|---|
| Lot Area | 5,520 sqft (0.127 acres) |
|---|
| Sewer | Connected |
|---|
| Street Address | 384 PIER AVE |
|---|---|
| City | OCEANO |
| State | CA |
| Zip | 93445-9701 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Other |
| Legal Description | OCEANO BCH TR BL 42 LTS 43 & 44 |
| Legal Subdivision | OCEANO BEACH 02 |
| Legal Block | 42 |
| Legal Lot Number | 43,44 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | ARROYO GRANDE |
| Census Block Group | 2 |
| Census Block | 2074 |
| Census Tract | 12201 |
Source: San Luis Obispo County records, as of August 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 1621 23RD ST, OCEANO, CA 93445-9108 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 23, 2004 · Amount on Record |
| Deed Sale | Jan 23, 2004 · Amount on Record |
| Prior Sale | Feb 27, 1998 · Amount on Record |
| Deed Document Number | 20045537 |
| Last Transfer Date | Jul 21, 2014 |
| Transfer Doc | 0000028917 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 386 PIER AVE, OCEANO, CA 93445-9701 |
| Document Number | 0000039239 |
| Instrument Date | Sep 8, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 2, 2018 |
| Title Company | TITLE 365 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 1621 23RD ST OCEANO CA 934459108, OCEANO, CA 93445-9108 |
| Document Number | 0000039239 |
|---|---|
| Date | Sep 21, 2018 |
| Instrument | 39239 |
| Name | MR COOPER |
|---|---|
| Address | DALLAS, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 20, 2033 |
Source: San Luis Obispo County assessment roll, as of August 6, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Unified School District | Lucia Mar Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $478,555 (+2%) Land $435,061 Building $43,494 | |
| 2025 | $5,349.00 (+4.64%) | $469,173 (+4.04%) Land $426,531 Building $42,642 |
| 2023 | $5,112.00 (+1.45%) | $450,956 Land $409,969 Building $40,987 |
| 2022 | $5,039.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
Source: FEMA National Flood Hazard Layer, effective July 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 33 individual policies |
| Nearby Flood Policies | 89 units insured incl. 56 condo units |
| Nearby Flood Claims | 2 (2010) |
| Most Recent Claim | Dec 2010 · Severe Winter Storms, Flooding, And Debris And Mud Flows |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.2% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | OCEANO COMM SERVICES DIST. serves 7,598 people · EPA ID CA4010005 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 258 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Surfnet Communications Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Astound Broadband, Peak WiFi, Verizon.
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