Loudon County property record for 3859 Watson Rd, Loudon, TN 37774
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,197 sqft · built 1955 |
| Lot Size | 1.02 acres (44,431 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $49,900 (Apr 1996) |
| Tax Bill | $401 (2025) |
| Deeds & Mortgages | May 2020 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 057 12100 000057 |
| Primary APN | 057 12100 000057 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,197 sqft Living Area |
| 1st Floor Area | 1,197 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Year Built | Built 1955 |
|---|---|
| Effective Year Built | Effective 1998 |
| Exterior Material | Siding |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 44,431 sqft (1.02 acres) |
| Terrain | Rolling |
| Garage Type | Detached |
| Porch | Porch |
|---|---|
| Porch Area | 92 sqft |
| Deck Area | 80 sqft |
| Patio Area | 80 sqft |
| Utility Building | 36 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Old Parcel Number | 057 12100 000057 |
|---|---|
| Street Address | 3859 WATSON RD |
| City | LOUDON |
| State | TN |
| Zip | 37774-3812 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-2 |
| Legal Description | 1 063 063 06200 000 |
| Legal Subdivision | ROBERT HOWARD 2 LT SUB |
| Legal Lot Number | 1 |
| Jurisdiction | LOUDON TN |
| Township / Civil Division | 4 |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 60502 |
Source: Loudon County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 3885 WATSON RD, LOUDON, TN 37774-3812 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 26, 1996 · Amount on Record |
| Deed Sale | Apr 26, 1996 · Amount on Record |
| Prior Sale | Apr 9, 2015 |
| Deed Document Number | 0000000225 |
| Deed Book / Page | 063 |
| Last Transfer Date | May 28, 2020 |
| Transfer Doc | 0000004897 |
| Record Updated | Jun 8, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | LOUDON TN |
| Recording Date | May 28, 2020 |
| Property Address | 3859 WATSON RD, LOUDON, TN 37774-3812 |
| Document Number | 0000004897 |
| Book / Page | 000422 / 000570 |
| Instrument Date | May 28, 2020 |
| Instrument | 4897 |
| Transaction Type | Transfer |
| Record Updated | Jun 9, 2020 |
| Title Company | SOUTHEASTERN TITLE AND ABSTRACT, SOUTHEASTERN TITLE & ABSTRACT |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Life Estate |
| Address | 3885 WATSON RD LOUDON TN 377743812, LOUDON, TN 37774-3812 |
Source: Loudon County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Loudon County |
| Unified School District | Loudon County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $401.00 | $22,650 (-) Land $4,525 Building $18,125 | |
| 2024 | $401.00 | $22,650 (-) Land $4,525 Building $18,125 | |
| 2023 | $22,650 Land $4,525 Building $18,125 | ||
| 2021 | $90,600 Land $18,100 Building $72,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jan 2013 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 55% of the US · above 73% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LOUDON UTILITIES BOARD serves 16,047 people · EPA ID TN0000409 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: T-Mobile.
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