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3645 Watson Rd, Loudon, TN 37774 Property Records

Loudon County property record for 3645 Watson Rd, Loudon, TN 37774

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 3,648 sqft · built 1989
Lot Size9.79 acres (426,452 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Aug 2005)
Tax Bill$2,119 (2025)
Deeds & MortgagesOct 2021 Transfer
Flood ZoneZone X (minimal risk)
APN057-124.00

Property Details

APN / Parcel Number

Primary APN057-124.00
Alternative APNs
  • 057 12400 000057
  • 0105705712400
  • 053057 12400

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Stories2 Stories
Building Area3,648 sqft Living Area
Gross Area5,928 sqft
1st Floor Area1,824 sqft
Upper Floors Area1,824 sqft
Basement Area1,824 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1996
Architectural StyleCustom Design
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area426,452 sqft (9.79 acres)
TerrainRolling
Garage TypeDetached
Garage Area512 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

Pool Area800 sqft
PorchEnclosed/Finished Porch
Porch Area456 sqft
Deck Area720 sqft
Patio Area720 sqft
Shed1 Shed
Shed Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
SewerConnected

Location & Zoning

Street Address3645 WATSON RD
CityLOUDON
StateTN
Zip37774-3812
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA2
Legal Description01 063 063 06100 000
Legal SubdivisionW J MOORE SURV
JurisdictionLOUDON TN
Township / Civil Division4
Census Block Group2
Census Block2016
Census Tract60502

Owner

3645 Watson Rd is owned and occupied by two individuals who acquired it in October 2021.

Source: Loudon County records, as of December 29, 2025

Owner of Record2 Individual Names on File
Mailing Address3645 WATSON RD, LOUDON, TN 37774-3812
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2005 · Amount on File
Deed SaleAug 24, 2005 · Amount on File
Prior SaleAug 13, 2004 · Amount on File
Deed Book / Page299 / 678
Last Transfer DateOct 5, 2021
Transfer Doc0D0440/759
Record UpdatedJun 8, 2026

October 2021: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionLOUDON TN
Recording DateOct 13, 2021
Property Address3645 WATSON RD, LOUDON, TN 37774-3812
Document NumberD0440/759
Book / PageD0440 / 759
Instrument DateOct 5, 2021
Instrument21013125
Transaction TypeTransfer
Record UpdatedOct 26, 2021

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3887 WATSON RD, LOUDON, TN 37774-3812

Tax Assessment & Valuation

The 2025 property tax bill for 3645 Watson Rd was $2,119.

Source: Loudon County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateTennessee
CountyLoudon County
Unified School DistrictLoudon County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,119.00$119,850 (-) Land $19,750 Building $100,100$479,400 Land $79,000 Building $400,400
2024$2,119.00$119,850 (-) Land $19,750 Building $100,100
2023$119,850 Land $19,750 Building $100,100
2021$479,400 Land $79,000 Building $400,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 3645 Watson Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJan 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 3645 Watson Rd is moderate, ranking above 55% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 55% of the US · above 73% of Tennessee
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLOUDON UTILITIES BOARD
serves 16,047 people · EPA ID TN0000409
Water SourceSurface water
Last State InspectionDec 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 35
Verizon
Fixed Wireless		300 / 20

May also be available: T-Mobile.

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