3889 Watson Rd, Loudon, TN 37774 Property Records

Loudon County property record for 3889 Watson Rd, Loudon, TN 37774 · Last verified February 2026

Property Summary

Property Type	Mobile Home
Details	4 bd · 3 ba · 2,280 sqft · built 2023
Lot Size	5 acres (217,800 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,223 (2025)
Deeds & Mortgages	Nov 2022 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`053057 34001`

Property Details

APN / Parcel Number

Primary APN	`053057 34001`
Alternative APN	`057 34001`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Stories	1 Story
Building Area	2,280 sqft Living Area
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Architectural Style	Mobile/Manufactured
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	217,800 sqft (5 acres)
Terrain	Rolling
Deck Area	36 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	3889 WATSON RD
City	LOUDON
State	TN
Zip	37774-3812
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	LOT:1 DIST:01 MAP REF:057
Legal Lot Number	1
Jurisdiction	LOUDON TN
Township / Civil Division	4
Census Block Group	2
Census Block	2016
Census Tract	60502

Owner

Source: Loudon County records · APN 053057 34001

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	3889 WATSON RD, LOUDON, TN 37774-3812
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 23, 2022
Deed Sale	May 23, 2022
Deed Document Number	0000449349
Record Updated	Jun 08, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LOUDON TN
Property Address	3889 WATSON RD, LOUDON, TN 37774-3812
Transaction Type	Mortgage
Record Updated	Apr 19, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3883 VATSON ROAD, LOUDON, TN 37774

Mortgage

Document Number	0T1625/760
Date	Nov 07, 2022
Book Page	T1625/760
Instrument	22012822

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 01, 2052

Tax Assessment & Valuation

Source: Loudon County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Loudon County
Unified School District	Loudon County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,223.00	$69,150 (-) Land $11,675 Building $57,475
2024	$1,223.00	$69,150 Land $11,675 Building $57,475
2021			$276,600 Land $46,700 Building $229,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Loudon County (47105C), updated May 16, 2007 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471050605022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2013, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 70% of Tennessee
Wildfire Likelihood	About 1 in 629 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.