38533 Ranally Way, Willoughby, OH 44094 Property Records

Lake County property record for 38533 Ranally Way, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 2,518 sqft · built 2019
Lot Size0.171 acres (7,488 sqft)
OwnerIndividual Name on Record
Last Sale$390,000 (Apr 2022)
Tax Bill$11,221 (2023)
Deeds & MortgagesJul 2021 Mortgage
Apr 2022 Sale & Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN27-B-052-G-00-063-0

Property Details

APN / Parcel Number

Primary APN27-B-052-G-00-063-0

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area2,518 sqft Living Area
Family RoomFamily Room
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2019
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area7,488 sqft (0.171 acres)
Garage Area420 sqft
Parking Spaces1 Parking Space
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address38533 RANALLY WAY
CityWILLOUGHBY
StateOH
Zip44094-7418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 DOUGLASS TRACT
Legal SubdivisionFAIRWAY GLENN
Legal Lot Number61
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2000
Census Tract201600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address38533 RANALLY WAY, WILLOUGHBY, OH 44094-7418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 14, 2021Deed of Trust, Mortgage · FHA Mortgage
FLAGSTAR BANK FSB
Apr 29, 2022Survivorship Deed, Transfer · Conventional Mortgage
UNION HOME MORTGAGE CORP
Sep 27, 2019Limited Warranty Deed, Transfer · FHA Mortgage
NVR MORTGAGE FINANCE INC
Jun 25, 2019Grant Deed, Transfer
NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 29, 2022 · Amount on Record
Deed SaleApr 29, 2022 · Amount on Record
Prior SaleSep 27, 2019 · Amount on Record
Deed Document Number472235
Record UpdatedJun 7, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address38533 RANALLY WAY, WILLOUGHBY, OH 44094-7418
Transaction TypeMortgage
Record UpdatedApr 26, 2024
Title CompanyFIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address38533 RANALLY WAY, WILLOUGHBY, OH 44094-7418

Mortgage

Document Number0000024023
DateJul 14, 2021
Instrument2021R024023
Lender
NameFLAGSTAR BANK FSB
TypeBank
AddressASTOR, FL 32102
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term339 Months
DueOct 1, 2049

April 2022: Survivorship Deed, Transfer

Document TypeSurvivorship Deed
JurisdictionLAKE OH
Recording DateApr 29, 2022
Property Address38533 RANALLY WAY, WILLOUGHBY, OH 44094-7418
Document Number0000012582
Map ReferenceVOL 68 PG 6
Instrument DateApr 12, 2022
Instrument2022R012582
Transaction TypeTransfer
Record UpdatedApr 26, 2024
Title CompanyENTERPRISE TITLE AGENCY, ENTERPRISE TITLE AGENCY INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight of Survivorship
Address38533 RANALLY WAY, WILLOUGHBY, OH 44094-7418
InvestorPossibly a Property Investor

Mortgage

Document Number0000012583
DateApr 29, 2022
Instrument2022R012583
Lender
NameUNION HOME MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2052

September 2019: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLAKE OH
Recording DateSep 27, 2019
Property Address38533 RANALLY WAY, WILLOUGHBY, OH 44094-7418
Document Number0000023526
Map ReferenceVOL 68 PG 6
Instrument DateSep 18, 2019
Instrument2019R023526
Transaction TypeTransfer
Record UpdatedMay 17, 2021
Title CompanyNVR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
Address38533 RANALLY WAY, WILLOUGHBY, OH 44094-7418

Mortgage

Document Number0000023527
DateSep 27, 2019
Instrument2019R023527
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2049

June 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE OH
Recording DateJun 25, 2019
Property Address38533 RANALLY WAY, WILLOUGHBY, OH 44094-7418
Document Number0000014458
Instrument DateJun 18, 2019
Instrument14458
Transaction TypeTransfer
Record UpdatedJul 9, 2019
Title CompanyNVR TITLE, NVR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$260.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address6770 W SNOWVILLE RD #100 BRECKSVILLE OH 441413212, 100, BRECKSVILLE, OH 44141-3212
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$11,221.00 (+54.84%) Homeowner's exemption$118,520 (-) Land $20,340 Building $98,180
2022$7,247.00 Homeowner's exemption$118,520 Land $20,340 Building $98,180
2021$338,640 Land $58,120 Building $280,520

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 71% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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