38517 Ranally Way, Willoughby, OH 44094 Property Records

Lake County property record for 38517 Ranally Way, Willoughby, OH 44094

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 3,016 sqft · built 2020
Lot Size0.185 acres (8,085 sqft)
OwnerIndividual Name on Record
Last Sale$320,790 (Jan 2020)
Tax Bill$9,916 (2023)
Deeds & MortgagesJan 2024 Line of Credit
Jan 2020 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN27-B-052-G-00-065-0

Property Details

APN / Parcel Number

Primary APN27-B-052-G-00-065-0

Interior

Bedrooms3 Beds
Full Baths3 Baths
Half Baths1 Half Bath
Plumbing Fixtures10 Plumbing Fixtures
Total Rooms5 Rooms
Stories2 Stories
Building Area3,016 sqft Living Area

Exterior

Year BuiltBuilt 2020
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Lot Area8,085 sqft (0.185 acres)
Garage Area440 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Patio Area476 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas

Location & Zoning

Street Address38517 RANALLY WAY
CityWILLOUGHBY
StateOH
Zip44094-7418
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 10 DOUGLASS TRACT
Legal SubdivisionFAIRWAY GLENN
Legal Lot Number63
JurisdictionLAKE OH
Township / Civil DivisionWILLOUGHBY
Census Block Group2
Census Block2000
Census Tract201600

Owner

Source: Lake County records, as of April 25, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address38517 RANALLY WAY, WILLOUGHBY, OH 44094-7418
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 8, 2024Deed of Trust, Mortgage · Line of Credit
THE HUNTINGTON NATIONAL BANK
Jan 15, 2020Limited Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
Oct 15, 2019Grant Deed, Transfer
NVR TITLE, NVR TITLE AGENCY LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 15, 2020 · Amount on Record
Deed SaleJan 15, 2020 · Amount on Record
Prior SaleOct 15, 2019 · Amount on Record
Deed Document Number450132
Record UpdatedJun 7, 2026

January 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE OH
Property Address38517 RANALLY WAY, WILLOUGHBY, OH 44094-7418
Transaction TypeMortgage
Record UpdatedApr 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address38517 RANALLY WAY, WILLOUGHBY, OH 44094-7418

Mortgage

Document Number0000000491
DateJan 8, 2024
Instrument2024R000491
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
AddressCOLUMBUS, OH 43231
Agreement
TypeLine of Credit
AmountAmount Recorded

January 2020: Limited Warranty Deed, Transfer

Document TypeLimited Warranty Deed
JurisdictionLAKE OH
Recording DateJan 15, 2020
Property Address38517 RANALLY WAY, WILLOUGHBY, OH 44094-7418
Document Number0000001089
Map ReferenceVOL 68 PG 6
Instrument DateJan 2, 2020
Instrument2020R001089
Transaction TypeTransfer
Record UpdatedAug 25, 2022
Title CompanyNVR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address38517 RANALLY WAY, WILLOUGHBY, OH 44094-7418

Mortgage

Document Number0000001090
DateJan 15, 2020
Instrument2020R001090
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2050

October 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE OH
Recording DateOct 15, 2019
Property Address38517 RANALLY WAY, WILLOUGHBY, OH 44094-7418
Document Number0000025234
Instrument DateSep 24, 2019
Instrument25234
Transaction TypeTransfer
Record UpdatedNov 1, 2019
Title CompanyNVR TITLE, NVR TITLE AGENCY LLC

Transaction

AmountAmount Recorded
Tax$260.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Lake County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateOhio
CountyLake County
MunicipalityWilloughby City
Unified School DistrictWilloughby-Eastlake City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$9,916.00 (+54.72%) Homeowner's exemption$104,740 (-) Land $21,960 Building $82,780
2022$6,409.00 Homeowner's exemption$104,740 Land $21,960 Building $82,780
2021$299,260 Land $62,750 Building $236,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims1 (2013)
Claims Outside the SFHA1 of 1
Most Recent ClaimJul 2013

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 85% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemLAKE COUNTY WEST WATER SUBDISTRICT
serves 78,379 people · EPA ID OH4302411
Water SourceSurface water
Last State InspectionJun 2025
LeadUnder 1 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 156 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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