Lake County property record for 38542 Ranally Way, Willoughby, OH 44094
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 996 sqft · built 2019 |
| Lot Size | 0.169 acres (7,353 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $10,262 (2023) |
| Deeds & Mortgages | Sep 2026 Sale & Mortgage Jan 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 27-B-052-G-00-074-0 |
| Primary APN | 27-B-052-G-00-074-0 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 996 sqft Living Area |
| 1st Floor Area | 856 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Colonial |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,353 sqft (0.169 acres) |
| Garage Area | 260 sqft |
| Parking Spaces | 1 Parking Space |
| Porch | Slab |
| Patio Area | 324 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 38542 RANALLY WAY |
|---|---|
| City | WILLOUGHBY |
| State | OH |
| Zip | 44094-7418 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 10 DOUGLASS TRACT |
| Legal Subdivision | FAIRWAY GLENN |
| Legal Block | 2 |
| Legal Lot Number | 10 |
| Jurisdiction | LAKE OH |
| Township / Civil Division | WILLOUGHBY |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 201600 |
Source: Lake County records, as of October 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 38542 RANALLY WAY, WILLOUGHBY, OH 44094-7418 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 28, 2026 | Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE |
| Jan 20, 2021 | Deed of Trust, Mortgage · VA Mortgage BNC NATIONAL BANK |
| Dec 16, 2019 | Survivorship Deed, Transfer · VA Mortgage BNC NATIONAL BANK |
| Sep 17, 2019 | Grant Deed, Transfer NVR TITLE, NVR TITLE AGENCY LLC |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 28, 2026 |
| Property Address | 38542 RANALLY WAY, WILLOUGHBY, OH 44094-7418 |
| Document Number | 0000022159 |
| Instrument Date | Sep 24, 2026 |
| Instrument | 202622159 |
| Transaction Type | Transfer |
| Record Updated | Oct 20, 2026 |
| Title Company | INFINITY HM TITLE, INFINITY TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $144,632.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 38542 RANALLY WAY, WILLOUGHBY, OH 44094-7418 |
| Document Number | 0000022160, |
|---|---|
| Date | Sep 28, 2026 |
| Instrument | 202622160 |
| Name | CROSSCOUNTRY MORTGAGE |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAKE OH |
| Property Address | 38542 RANALLY WAY, WILLOUGHBY, OH 44094-7418 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000001904 |
|---|---|
| Date | Jan 20, 2021 |
| Instrument | 2021R001904 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | GLENDALE, AZ 85308 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Survivorship Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Dec 16, 2019 |
| Property Address | 38542 RANALLY WAY, WILLOUGHBY, OH 44094-7418 |
| Document Number | 0000030984 |
| Map Reference | VOL 68 PG 6 |
| Instrument Date | Dec 11, 2019 |
| Instrument | 2019R030984 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2021 |
| Title Company | NVR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 38542 RANALLY WAY, WILLOUGHBY, OH 44094-7418 |
| Document Number | 0000030985 |
|---|---|
| Date | Dec 16, 2019 |
| Instrument | 2019R030985 |
| Name | BNC NATIONAL BANK |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LAKE OH |
| Recording Date | Sep 17, 2019 |
| Property Address | 38542 RANALLY WAY, WILLOUGHBY, OH 44094-7418 |
| Document Number | 0000022470 |
| Instrument Date | Sep 12, 2019 |
| Instrument | 22470 |
| Transaction Type | Transfer |
| Record Updated | Oct 7, 2019 |
| Title Company | NVR TITLE, NVR TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Tax | $260.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Investor | Possibly a Property Investor |
Source: Lake County assessment roll, as of December 30, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lake County |
| Municipality | Willoughby City |
| Unified School District | Willoughby-Eastlake City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,640 (+11.3%) Land $22,510 Building $98,130 | $344,700 (+11.3%) Land $64,320 Building $280,380 | |
| 2023 | $10,262.00 (+54.97%) Homeowner's exemption | $108,390 (-) Land $19,970 Building $88,420 | |
| 2022 | $6,622.00 Homeowner's exemption | $108,390 Land $19,970 Building $88,420 | |
| 2021 | $309,710 Land $57,070 Building $252,640 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 14, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2013) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jul 2013 |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 71% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 320 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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