3850 E Mackay Ct, Meridian, ID 83642 Property Records

Ada County property record for 3850 E Mackay Ct, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 5,839 sqft · built 2004
Lot Size	0.392 acres (17,076 sqft)
Owner	2 Company Names on Record
Last Sale	$369,500 (Feb 2010)
Tax Bill	$2,879 (2025)
Deeds & Mortgages	Apr 2026 Transfer Aug 2021 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R8230020430`

Property Details

APN / Parcel Number

Primary APN	`R8230020430`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	6,043 sqft Living Area
Gross Area	6,809 sqft
1st Floor Area	3,031 sqft
Basement Area	3,012 sqft
Finished Basement	3,012 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	17,076 sqft (0.392 acres)
Garage Type	Attached
Garage Area	766 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	160 sqft
Deck Area	289 sqft
Patio Area	142 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3850 E MACKAY CT
City	MERIDIAN
State	ID
Zip	83642-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 04 BLK 04 SUTHERLAND FARM SUB NO 01
Legal Range	01E
Legal Township	03N
Legal Section	21
Legal Subdivision	SUTHERLAND FARM SUB NO 01
Legal Block	04
Legal Lot Number	04
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1017
Census Tract	10343

Owner

Source: Ada County records, as of August 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	3850 E MACKAY CT, MERIDIAN, ID 83642-3123
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Apr 29, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
Aug 5, 2021	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jan 23, 2019	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU
Mar 29, 2017	Deed of Trust, Mortgage · Line of Credit IDAHO CTRL CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 19, 2010 · Amount on Record
Deed Sale	Feb 19, 2010 · Amount on Record
Deed Document Number	2010110015537
Last Transfer Date	Apr 29, 2026
Transfer Doc	0000030241
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ADA ID
Recording Date	Apr 29, 2026
Property Address	3850 E MACKAY CT, MERIDIAN, ID 83642-3123
Document Number	0000030241
Instrument Date	Apr 29, 2026
Instrument	202630241
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Tenant
Address	3850 E MACKAY CT, MERIDIAN, ID 83642-3123

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3850 E MACKAY CT, MERIDIAN, ID 83642-3123
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116594
Date	Aug 5, 2021
Instrument	2021-116594

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3850 E MACKAY CT, MERIDIAN, ID 83642-3123
Document Number	0000006785
Instrument Date	Jan 23, 2019
Transaction Type	Mortgage
Record Updated	Feb 5, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3850 E MACKAY CT MERIDIAN ID 836423123, MERIDIAN, ID 83642-3123

Mortgage

Document Number	0000006785
Date	Jan 28, 2019
Instrument	6785

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jan 27, 2029

Interest

Rate Type	Adjustable Rate

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3850 E MACKAY CT, MERIDIAN, ID 83642-3123
Document Number	0000028188
Instrument Date	Mar 29, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3850 E MACKAY CT MERIDIAN ID 836423123, MERIDIAN, ID 83642-3123

Mortgage

Document Number	0000028188
Date	Apr 4, 2017
Instrument	28188

Lender

Name	IDAHO CTRL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Apr 3, 2037

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$811,600 (+6.24%)	$811,600 (+6.24%)
2025	$2,879.00 (-14.21%) Homeowner's exemption	$763,900 (+5.89%)	$763,900 (+5.89%)
2024	$3,356.00 (-21.57%)
2023		$721,400 Land $212,000 Building $509,400	$721,400 Land $212,000 Building $509,400
2022	$4,279.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER IDAHO private · serves 264,978 people · EPA ID ID4010016
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, TDS Telecom, Verizon.

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