3845 E Mackay Ct, Meridian, ID 83642 Property Records

Ada County property record for 3845 E Mackay Ct, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 2,977 sqft · built 2004
Lot Size	0.265 acres (11,543 sqft)
Owner	Individual Name on Record
Last Sale	$307,500 (Jan 2021)
Tax Bill	$2,125 (2025)
Deeds & Mortgages	Sep 2017 Mortgage Aug 2022 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R8230020410`

Property Details

APN / Parcel Number

Primary APN	`R8230020410`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,977 sqft Living Area
Gross Area	4,006 sqft
1st Floor Area	1,439 sqft
Upper Floors Area	1,538 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Bi-Level
Exterior Material	Stucco
Roof Material	Composition Shingle
Lot Area	11,543 sqft (0.265 acres)
Garage Type	Attached
Garage Area	1,029 sqft
Parking Spaces	4 Parking Spaces

Exterior Amenities

Pool Area	512 sqft
Porch	Porch
Porch Area	30 sqft
Patio Area	725 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3845 E MACKAY CT
City	MERIDIAN
State	ID
Zip	83642-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 02 BLK 04 SUTHERLAND FARM SUB NO 01
Legal Range	01E
Legal Township	03N
Legal Section	21
Legal Subdivision	SUTHERLAND FARM SUB NO 01
Legal Block	04
Legal Lot Number	02
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1017
Census Tract	10343

Owner

Source: Ada County records, as of May 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	3845 E MACKAY CT, MERIDIAN, ID 83642-3123
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2017	Deed of Trust, Mortgage · Conventional Mortgage D L EVANS BANK
Aug 26, 2022	Deed of Trust, Mortgage · Line of Credit IDAHO CENTRAL CU
Jan 15, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage IDAHO CENTRAL CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 15, 2021 · Amount on Record
Deed Sale	Jan 15, 2021 · Amount on Record
Prior Sale	Apr 23, 2013 · Amount on Record
Deed Document Number	20217986
Prior Transfer Date	Jan 11, 2021
Prior Transfer Doc	0000007986
Record Updated	Sep 20, 2026

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3845 E MACKAY CT, MERIDIAN, ID 83642-3123
Transaction Type	Mortgage
Record Updated	Sep 6, 2022
Title Company	FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000088500
Date	Sep 20, 2017
Instrument	2017-088500

Lender

Name	D L EVANS BANK
Type	Bank
Address	BOISE, ID 83704

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2032

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ADA ID
Property Address	3845 E MACKAY CT, MERIDIAN, ID 83642-3123
Transaction Type	Mortgage
Record Updated	Sep 6, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000075021
Date	Aug 26, 2022
Instrument	2022-075021

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union
Address	POCATELLO, ID 83206

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Aug 25, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Jan 15, 2021
Property Address	3845 E MACKAY CT, MERIDIAN, ID 83642-3123
Document Number	0000007986
Map Reference	MB 86 PG 9806-9808
Instrument Date	Jan 11, 2021
Instrument	2021-007986
Transaction Type	Transfer
Record Updated	Sep 6, 2022
Title Company	TITLEONE BOISE

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3845 E MACKAY CT, MERIDIAN, ID 83642-3123

Mortgage

Document Number	0000007987
Date	Jan 15, 2021
Instrument	2021-007987

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	139 Months
Due	Aug 1, 2032

Tax Assessment & Valuation

Source: Ada County assessment roll, as of May 28, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,125.00 (-14%) Homeowner's exemption	$596,600 (+7.96%)	$596,600 (+7.96%)
2024	$2,471.00 (-18.74%)
2023		$552,600 Land $189,000 Building $363,600	$552,600 Land $189,000 Building $363,600
2022	$3,041.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 92% of Idaho
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
AT&T Fixed Wireless	100 / 20

May also be available: Anthem Broadband, TDS Telecom, Verizon.

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