3820 E Mackay Ct, Meridian, ID 83642 Property Records

Ada County property record for 3820 E Mackay Ct, Meridian, ID 83642

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 2,701 sqft · built 2004
Lot Size	0.298 acres (12,981 sqft)
Owner	2 Individual Names on Record
Last Sale	$626,430 (Jan 2026)
Tax Bill	$2,514 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2023 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R8230020440`

Property Details

APN / Parcel Number

Primary APN	`R8230020440`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Stories	1 Story
Building Area	2,701 sqft Living Area
Gross Area	3,780 sqft
1st Floor Area	2,105 sqft
Attic	Attic
Attic Area	512 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Exterior Material	Stone
Roof Material	Composition Shingle
Lot Area	12,981 sqft (0.298 acres)
Garage Type	Attached
Garage Area	958 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	151 sqft
Patio Area	379 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	3820 E MACKAY CT
City	MERIDIAN
State	ID
Zip	83642-3123
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 05 BLK 04 SUTHERLAND FARM SUB NO 01
Legal Range	01E
Legal Township	03N
Legal Section	21
Legal Subdivision	SUTHERLAND FARM SUB NO 01
Legal Block	04
Legal Lot Number	05
Jurisdiction	ADA ID
Township / Civil Division	BOISE CITY
Census Block Group	1
Census Block	1017
Census Tract	10343

Owner

Source: Ada County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3820 E MACKAY CT, MERIDIAN, ID 83642-3123
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2026	Warranty Deed, Transfer · Conventional Mortgage IDAHO CENTRAL CU
Jan 5, 2023	Warranty Deed, Transfer · Conventional Mortgage MOVEMENT MORTGAGE
Jul 19, 2022	Intrafamily Transfer, Transfer · Line of Credit UNITED STATES OF AMERICA
Jul 21, 2021	Intrafamily Transfer, Transfer
Feb 2, 2021	Warranty Deed, Transfer FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 26, 2026 · Amount on Record
Deed Sale	Jan 26, 2026 · Amount on Record
Prior Sale	Jan 5, 2023
Deed Document Number	20265361
Prior Transfer Date	Sep 19, 2007
Prior Transfer Doc	0107133286
Record Updated	Oct 29, 2026

January 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jan 26, 2026
Property Address	3820 E MACKAY CT, MERIDIAN, ID 83642-3123
Document Number	0000005361
Map Reference	MB 86 PG 9806-9808
Instrument Date	Jan 26, 2026
Instrument	2026-005361
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	FIDELITY NATIONAL TITLE GROUP-NCS, FIDELITY NATL TTL GROUP VCR

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 E MACKAY CT, MERIDIAN, ID 83642-3123

Mortgage

Document Number	0000005362
Date	Jan 26, 2026
Instrument	2026-005362

Lender

Name	IDAHO CENTRAL CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Jan 5, 2023
Property Address	3820 E MACKAY CT, MERIDIAN, ID 83642-3123
Document Number	0000000575
Map Reference	MB 86 PG 9806-9808
Instrument Date	Dec 21, 2022
Instrument	2023-000575
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	FIDELITY NATIONAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 E MACKAY CT, MERIDIAN, ID 83642-3123

Mortgage

Document Number	0000000576
Date	Jan 5, 2023
Instrument	2023-000576

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2053

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Jul 19, 2022
Property Address	3820 E MACKAY CT, MERIDIAN, ID 83642-3123
Document Number	0000064686
Map Reference	MB 86 PG 9806-9808
Instrument Date	Jul 18, 2022
Instrument	2022-064686
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 E MACKAY CT, MERIDIAN, ID 83642-3123

Mortgage

Document Number	0000064687
Date	Jul 19, 2022
Instrument	2022-064687

Lender

Name	UNITED STATES OF AMERICA
Type	Government Agency

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ADA ID
Recording Date	Jul 21, 2021
Property Address	3820 E MACKAY CT, MERIDIAN, ID 83642-3123
Document Number	0000108692
Map Reference	MB 86 PG 9806-9808
Instrument Date	Jul 15, 2021
Instrument	2021-108692
Transaction Type	Transfer
Record Updated	Feb 4, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	3820 E MACKAY CT, MERIDIAN, ID 83642-3123

February 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ADA ID
Recording Date	Feb 2, 2021
Property Address	3820 E MACKAY CT, MERIDIAN, ID 83642-3123
Document Number	0000017608
Map Reference	MB 86 PG 9806-9808
Instrument Date	Jan 28, 2021
Instrument	2021-017608
Transaction Type	Transfer
Record Updated	Feb 4, 2026
Title Company	FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3820 E MACKAY CT, MERIDIAN, ID 83642-3123

Tax Assessment & Valuation

Source: Ada County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Idaho
County	Ada County
Municipality	Meridian City
Unified School District	Meridian Joint School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$615,100 (+10.23%)	$615,100 (+10.23%)
2025	$2,514.00 (+11.58%)	$558,000 (+5.28%)	$558,000 (+5.28%)
2024	$2,253.00 (-21.61%)
2023		$530,000 Land $189,000 Building $341,000	$530,000 Land $189,000 Building $341,000
2022	$2,874.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 4, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 99% of Idaho
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN WATER DEPT private · serves 152,070 people · EPA ID ID4010097
Water Source	Groundwater
Last State Inspection	Jul 2023
Also Mapped Here	VEOLIA WATER IDAHO
Lead	4 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Sparklight Cable · Fiber in parts of the area	1,000 / 50
White Cloud Communications Fixed Wireless	200 / 50
CenturyLink DSL · Fiber in parts of the area	140 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Anthem Broadband, Verizon.

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