Ottawa County property record for 385 Third St, Clay Center, OH 43408
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,670 sqft · built 1918 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on File |
| Last Sale | $45,000 (Apr 1992) |
| Tax Bill | $2,037 (2025) |
| Deeds & Mortgages | Aug 2020 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 003487-4 |
| Primary APN | 003487-4 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,670 sqft Living Area |
| Gross Area | 2,742 sqft |
| 1st Floor Area | 1,026 sqft |
| Basement Area | 858 sqft |
| Year Built | Built 1918 |
|---|---|
| Effective Year Built | Effective 1918 |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 900 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Porch |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 192 sqft |
| Patio Area | 464 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 003487-4 |
|---|---|
| Street Address | 385 THIRD ST |
| City | CLAY CENTER |
| State | OH |
| Zip | 43408-7706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BLK 11 LOT 9 CLARKS |
| Legal Subdivision | CLARKS ADDITION |
| Legal Block | 11 |
| Legal Lot Number | 9 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | ALLEN |
| Census Block Group | 3 |
| Census Block | 3043 |
| Census Tract | 51100 |
385 Third St is owned and occupied by an individual who bought it in April 1992.
Source: Ottawa County records, as of April 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 385 THIRD ST, CLAY CENTER, OH 43408-7706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 7, 1992 · Amount on File |
| Deed Sale | Apr 7, 1992 · Amount on File |
| Deed Book / Page | 371 / 946 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 385 THIRD ST, CLAY CENTER, OH 43408-7706 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000297707 |
|---|---|
| Date | Aug 18, 2020 |
| Book Page | 1788/409 |
| Instrument | 202000297707 |
| Name | CORNERSTONE HOME LENDING INC |
|---|---|
| Type | Mortgage Company |
| Address | HOUSTON, TX 77027 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Aug 4, 2035 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 385 Third St was $2,037, up 11.1% from the year before.
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Allen Township |
| Municipality | Clay Center Village |
| Unified School District | Genoa Area Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,037.00 (+11.13%) | $40,856 (-) Land $4,760 Building $36,096 | |
| 2024 | $1,833.00 (+8.14%) | $40,856 (+26.76%) Land $4,760 Building $36,096 | $116,730 Land $13,600 Building $103,130 |
| 2023 | $1,695.00 (-0.53%) | $32,232 (-) Land $2,377 Building $29,855 | |
| 2022 | $1,704.00 | $32,232 Land $2,377 Building $29,855 | |
| 2021 | $92,090 Land $6,790 Building $85,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 385 Third St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1978.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2011 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 385 Third St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: AT&T.
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