Ottawa County property record for 320 Third St, Clay Center, OH 43408
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,405 sqft · built 1941 |
| Lot Size | 0.172 acres (7,501 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,729 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 003453-9 |
| Primary APN | 003453-9 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,405 sqft Living Area |
| Gross Area | 2,380 sqft |
| 1st Floor Area | 820 sqft |
| Upper Floors Area | 390 sqft |
| Basement Area | 780 sqft |
| Year Built | Built 1941 |
|---|---|
| Effective Year Built | Effective 1941 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Lot Area | 7,501 sqft (0.172 acres) |
| Lot Dimensions | 150 ft deep x 50 ft wide |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 140 sqft |
| Deck Area | 480 sqft |
| Patio Area | 480 sqft |
| Cooling System | HVAC |
|---|---|
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 003453-9 |
|---|---|
| Street Address | 320 THIRD ST |
| City | CLAY CENTER |
| State | OH |
| Zip | 43408-7706 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CLARKS BLOCK 14 LOT 3 |
| Legal Subdivision | CLARKS ADDITION |
| Legal Block | 14 |
| Legal Lot Number | 3 |
| Jurisdiction | OTTAWA OH |
| Township / Civil Division | ALLEN |
| Census Block Group | 3 |
| Census Block | 3044 |
| Census Tract | 51100 |
Source: Ottawa County records, as of April 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 320 THIRD ST, CLAY CENTER, OH 43408-7706 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Mar 23, 2011 |
| Transfer Doc | 0000210717 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTTAWA OH |
| Property Address | 320 THIRD ST, CLAY CENTER, OH 43408-7706 |
| Transaction Type | Mortgage |
| Record Updated | Mar 16, 2022 |
| Name | Verified Name |
|---|---|
| Address | 320 THIRD ST, CLAY CENTER, OH 43408-7706 |
| Document Number | 0000309734 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 1856/39 |
| Instrument | 2021-309734 |
| Name | PREMIER BANK |
|---|---|
| Type | Bank |
| Address | GENOA, OH 43430 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Jul 22, 2036 |
Source: Ottawa County assessment roll, as of April 20, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ottawa County |
| County Subdivision | Allen Township |
| Municipality | Clay Center Village |
| Unified School District | Genoa Area Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,729.00 (+11.12%) | $34,692 (-) Land $4,760 Building $29,932 | |
| 2024 | $1,556.00 (+6.43%) | $34,692 (+25.64%) Land $4,760 Building $29,932 | $99,120 (+25.64%) Land $13,600 Building $85,520 |
| 2023 | $1,462.00 (-0.54%) | $27,612 (-) Land $2,377 Building $25,235 | |
| 2022 | $1,470.00 | $27,612 Land $2,377 Building $25,235 | |
| 2021 | $78,890 Land $6,790 Building $72,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1978–2011) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Sep 2011 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Amplex Wireless Fixed Wireless · Fiber in parts of the area | 100 / 20 |
May also be available: AT&T.
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