345 Third St, Clay Center, OH 43408 Property Records

Ottawa County property record for 345 Third St, Clay Center, OH 43408

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,706 sqft · built 1913
Lot Size	0.344 acres (15,002 sqft)
Owner	Individual Name on Record
Last Sale	$126,500 (Mar 2017)
Tax Bill	$2,646 (2025)
Deeds & Mortgages	Mar 2017 Sale & Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`003442-3`

Property Details

APN / Parcel Number

Primary APN	`003442-3`
Alternative APN	`002-00895-01114-000`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	1,706 sqft Living Area
1st Floor Area	926 sqft
Upper Floors Area	780 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1913
Effective Year Built	Effective 1980
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Lot Area	15,002 sqft (0.344 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	286 sqft
Patio Area	144 sqft
Shed	1 Shed
Shed Area	224 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	003442-3
Street Address	345 THIRD ST
City	CLAY CENTER
State	OH
Zip	43408-7706
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 11 LOTS 12 & 13 CLARKS
Legal Subdivision	CLARKS ADDITION
Legal Block	11
Legal Lot Number	12-13
Jurisdiction	OTTAWA OH
Township / Civil Division	ALLEN
Census Block Group	3
Census Block	3043
Census Tract	51100

Owner

Source: Ottawa County records, as of April 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	345 THIRD ST, CLAY CENTER, OH 43408-7706
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 28, 2017 · Amount on Record
Deed Sale	Mar 28, 2017 · Amount on Record
Deed Document Number	2017265946
Deed Book / Page	1626 / 310
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTTAWA OH
Recording Date	Mar 28, 2017
Property Address	345 THIRD ST, CLAY CENTER, OH 43408-7706
Document Number	0000265946
Book / Page	001626 / 000310
Instrument Date	Mar 23, 2017
Instrument	265946
Transaction Type	Transfer
Record Updated	Aug 18, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$253.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	345 3RD CLAY CENTER OH 43408, CLAY CENTER, OH 43408

Mortgage

Document Number	265947
Date	Mar 28, 2017
Book Page	001626/000312
Instrument	265947

Lender

Name	GENOA BKNG
Type	Funding / Finance Company
Address	GENOA, OH 43430

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 27, 2047

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Ottawa County
County Subdivision	Allen Township
Municipality	Clay Center Village
Unified School District	Genoa Area Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,646.00 (+11.18%)	$53,074 (-) Land $9,520 Building $43,554
2024	$2,380.00 (+3.66%)	$53,074 (+21.13%) Land $9,520 Building $43,554	$151,640 (+21.13%) Land $27,200 Building $124,440
2023	$2,296.00 (-0.61%)	$43,817 (-) Land $4,757 Building $39,060
2022	$2,310.00	$43,817 Land $4,757 Building $39,060
2021			$125,190 Land $13,590 Building $111,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (1978–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2011 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Amplex Wireless Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: AT&T.

Nearby Properties on Third St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures