385 N Spring St, Sparta, TN 38583 Property Records

White County property record for 385 N Spring St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,008 sqft · built 1968
Lot Size	0.792 acres (34,500 sqft)
Owner	2 Individual Names on Record
Last Sale	$189,900 (Jul 2023)
Tax Bill	$556 (2021)
Deeds & Mortgages	Nov 2025 Mortgage Aug 2023 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`093049H A 00200`

Property Details

APN / Parcel Number

Primary APN	`093049H A 00200`
Alternative APN	`049H A 00200`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,008 sqft Living Area
1st Floor Area	1,008 sqft
Flooring	Hardwood
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1968
Effective Year Built	Effective 2000
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	34,500 sqft (0.792 acres)
Lot Dimensions	300 ft deep x 115 ft wide
Porch	Slab
Porch Area	84 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	385 N SPRING ST
City	SPARTA
State	TN
Zip	38583-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	DISTRICT: 1
Legal Subdivision	SAVAGE DIVISION
Legal Lot Number	1
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	3
Census Block	3040
Census Tract	935300

Owner

Source: White County records, as of January 26, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	385 N SPRING ST, SPARTA, TN 38583-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 24, 2025	Deed of Trust, Mortgage · FHA Mortgage NEXA MORTGAGE LLC
Aug 17, 2023	Intrafamily Transfer, Transfer
Jul 10, 2023	Deed of Trust, Mortgage · FHA Mortgage ISERVE RESIDENTIAL LENDING LLC
Jun 26, 2023	Quit Claim Deed, Transfer Quitclaim
Mar 31, 2021	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 10, 2023 · Amount on Record
Deed Sale	Jul 10, 2023 · Amount on Record
Prior Sale	Mar 31, 2021 · Amount on Record
Deed Document Number	20232631
Deed Book / Page	534 / 785
Prior Transfer Date	Apr 11, 2023
Prior Transfer Doc	0RB533/853
Record Updated	Sep 20, 2026

November 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	385 N SPRING ST, SPARTA, TN 38583-1332
Transaction Type	Mortgage
Record Updated	Dec 12, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	385 N SPRING ST, SPARTA, TN 38583-1332

Mortgage

Document Number	0RB587/748
Date	Nov 24, 2025
Book Page	RB587/748
Instrument	25004553

Lender

Name	NEXA MORTGAGE LLC
Type	Mortgage Company
Address	BAPCHULE, AZ 85121

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Dec 1, 2053

August 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WHITE TN
Recording Date	Aug 17, 2023
Property Address	385 N SPRING ST, SPARTA, TN 38583-1332
Document Number	00RB537/76
Book / Page	RB537 / 76
Map Reference	MB 92 PG 533&534
Instrument Date	Aug 17, 2023
Instrument	23003150
Transaction Type	Transfer
Record Updated	Sep 6, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	PO BOX 467, SPARTA, TN 38583-0467

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHITE TN
Property Address	385 N SPRING ST, SPARTA, TN 38583-1332
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0RB534/787
Date	Jul 10, 2023
Book Page	RB534/787
Instrument	23002632

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company
Address	SAN DIEGO, CA 92127

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Jun 26, 2023
Property Address	385 N SPRING ST, SPARTA, TN 38583-1332
Document Number	0RB533/853
Book / Page	RB533 / 853
Map Reference	VOL 92 PG 375
Instrument Date	Apr 13, 2023
Instrument	23002441
Transaction Type	Transfer
Record Updated	Jul 10, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer Partial Interest Partial Parcel

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N SPRING ST, SPARTA, TN 38583-1323

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Mar 31, 2021
Property Address	385 N SPRING ST, SPARTA, TN 38583-1332
Document Number	0RB477/838
Book / Page	RB477 / 838
Map Reference	MB 92 PG 533&534
Instrument Date	Mar 30, 2021
Instrument	21001477
Transaction Type	Transfer
Record Updated	Mar 18, 2022

Transaction

Amount	Amount Recorded
Tax	$229.40
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	409 N SPRING ST, SPARTA, TN 38583-1323

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$50,050 (+104.49%) Land $12,000 Building $38,050	$200,200 (+166.93%) Land $48,000 Building $152,200
2023		$24,475 (+30.53%) Land $7,400 Building $17,075
2022		$18,750 Land $9,000 Building $9,750	$75,000 (-23.39%) Land $36,000 Building $39,000
2021	$556.00
2020			$97,900 Land $29,600 Building $68,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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