381 N Spring St, Sparta, TN 38583 Property Records

White County property record for 381 N Spring St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,374 sqft · built 1963
Lot Size	1.04 acres (45,302 sqft)
Owner	Individual Name on File
Last Sale	$259,900 (Mar 2022)
Tax Bill	$930 (2021)
Deeds & Mortgages	Mar 2022 Sale & Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093049H A 00300`

Property Details

APN / Parcel Number

Primary APN	`093049H A 00300`
Alternative APN	`049H A 00300`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,374 sqft Living Area
1st Floor Area	1,374 sqft
Basement Area	1,374 sqft
Finished Basement	1,374 sqft
Flooring	Carpet
Interior Walls	Paneling
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1980
Exterior Material	Brick
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	45,302 sqft (1.04 acres)
Lot Dimensions	297 ft deep x 114 ft wide
Garage Type	Carport
Carport	Carport
Parking Spaces	1 Parking Space
Deck Area	320 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	381 N SPRING ST
City	SPARTA
State	TN
Zip	38583-1332
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	C-D
Legal Description	DISTRICT: 1; SUBDIVISION: CRONK
Legal Subdivision	CRONK
Legal Block	2S
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	3
Census Block	3040
Census Tract	935300

Owner

381 N Spring St is owned and occupied by an individual who bought it in March 2022.

Source: White County records, as of January 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	381 N SPRING ST, SPARTA, TN 38583-1332
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 14, 2022	Warranty Deed, Transfer · VA Mortgage LENDING HAND MORTGAGE LLC
May 4, 2020	Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC
Oct 9, 2019	Quit Claim Deed, Transfer · Construction Mortgage CORDELL & SANDRA BURTON
Mar 4, 2019	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 14, 2022 · Amount on File
Deed Sale	Mar 14, 2022 · Amount on File
Prior Sale	May 4, 2020 · Amount on File
Deed Document Number	22001213
Deed Book / Page	RB504 / 317
Record Updated	Jun 8, 2026

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Mar 14, 2022
Property Address	381 N SPRING ST, SPARTA, TN 38583-1332
Document Number	0RB504/317
Book / Page	RB504 / 317
Instrument Date	Mar 11, 2022
Instrument	22001213
Transaction Type	Transfer
Record Updated	Mar 29, 2022

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$961.63
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 N SPRING ST, SPARTA, TN 38583-1332

Mortgage

Document Number	0022001214
Date	Mar 14, 2022
Instrument	22001214

Lender

Name	LENDING HAND MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2052

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	May 4, 2020
Property Address	381 N SPRING ST, SPARTA, TN 38583-1332
Document Number	0000001605
Book / Page	000454 / 000645
Instrument Date	Apr 30, 2020
Instrument	1605
Transaction Type	Transfer
Record Updated	Jul 3, 2020
Title Company	UPPER CUMBERLAND TITLE AND ESCROW LLC, UPPER CUMBERLAND TITLE & ESCRO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$538.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	381 N SPRING ST SPARTA TN 385831332, SPARTA, TN 38583-1332

Mortgage

Document Number	1606
Date	May 4, 2020
Book Page	000454/000647
Instrument	1606

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 3, 2050

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WHITE TN
Recording Date	Oct 9, 2019
Property Address	381 N SPRING ST, SPARTA, TN 38583-1332
Document Number	0000003702
Book / Page	000442 / 000462
Instrument Date	Oct 3, 2019
Instrument	3702
Transaction Type	Transfer
Record Updated	Oct 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$296.00
Amount Accuracy	Confirmed
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	2990 BLUE SPRINGS RD SPARTA TN 385837609, SPARTA, TN 38583-7609

Mortgage

Document Number	3703
Date	Oct 9, 2019
Book Page	000442/000466
Instrument	3703

Lender

Name	CORDELL & SANDRA BURTON

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Oct 8, 2020

Interest

Rate	6%

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITE TN
Recording Date	Mar 4, 2019
Property Address	381 N SPRING ST, SPARTA, TN 38583-1332
Document Number	0000000775
Book / Page	000430 / 000233
Instrument Date	Dec 12, 2018
Instrument	775
Transaction Type	Foreclosure
Record Updated	Mar 12, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$305.75
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4300 GOODFELLOW BLVD ST LOUIS MO 631201706, ST LOUIS, MO 63120-1706

Tax Assessment & Valuation

Source: White County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$62,250 Land $12,500 Building $49,750	$249,000 Land $50,000 Building $199,000
2023		$36,700 Land $7,775 Building $28,925
2021	$930.00
2020			$146,800 Land $31,100 Building $115,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 381 N Spring St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	2 (2015–2017)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2017 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 381 N Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Spring St

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