372 N Spring St, Sparta, TN 38583 Property Records

White County property record for 372 N Spring St, Sparta, TN 38583

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,776 sqft · built 2005
Lot Size	0.23 acres (10,000 sqft)
Owner	2 Individual Names on File
Last Sale	$205,000 (Sep 2026)
Tax Bill	$921 (2021)
Deeds & Mortgages	Sep 2026 Sale Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`093049H B 02700`

Property Details

APN / Parcel Number

Primary APN	`093049H B 02700`
Alternative APN	`049H B 02700`

Interior

Full Baths	1 Bath
Total Rooms	1 Room
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	432 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2012
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	10,000 sqft (0.23 acres)
Lot Dimensions	100 ft deep x 100 ft wide
Garage Type	Finished
Garage Area	336 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	372 N SPRING ST
City	SPARTA
State	TN
Zip	38583-1327
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CD
Legal Description	DISTRICT: 1
Legal Subdivision	FINDLAY SUBDIVISION
Jurisdiction	WHITE TN
Township / Civil Division	2
Census Block Group	1
Census Block	1019
Census Tract	935300

Owner

372 N Spring St is owned and occupied by two individuals who bought it in September 2026.

Source: White County records, as of October 1, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	372 N SPRING ST, SPARTA, TN 38583-1327
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Sep 15, 2022	Warranty Deed, Transfer
Nov 3, 2021	Warranty Deed, Transfer · Commercial Mortgage CITIZENS BANK
Dec 12, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 23, 2026 · Amount on File
Deed Sale	Sep 23, 2026 · Amount on File
Prior Sale	Jan 13, 2023 · Amount on File
Deed Document Number	20264318
Deed Book / Page	611 / 374
Prior Transfer Date	May 7, 2024
Prior Transfer Doc	0RB552/466
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Sep 23, 2026
Property Address	372 N SPRING ST, SPARTA, TN 38583-1327
Document Number	0000004318
Book / Page	611 / 374
Instrument Date	Sep 21, 2026
Instrument	20264318
Transaction Type	Transfer
Record Updated	Oct 1, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount on Record
Tax	$76,608.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 N SPRING ST, SPARTA, TN 38583-1327

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Sep 15, 2022
Property Address	372 N SPRING ST, SPARTA, TN 38583-1327
Document Number	0RB517/362
Book / Page	RB517 / 362
Instrument Date	Sep 15, 2022
Instrument	22004284
Transaction Type	Transfer
Record Updated	Sep 30, 2022

Transaction

Amount	Amount on Record
Tax	$518.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	372 N SPRING ST, SPARTA, TN 38583-1327

November 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WHITE TN
Recording Date	Nov 3, 2021
Property Address	372 N SPRING ST, SPARTA, TN 38583-1327
Document Number	RB494/610
Book / Page	RB494 / 610
Instrument Date	Oct 29, 2021
Instrument	21005246
Transaction Type	Transfer
Record Updated	Nov 17, 2021
Title Company	UPPER CUMBERLAND TITLE COMPANY LLC, UPPER CUMBERLAND T&E LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$434.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	812 SWIFT RD, SPARTA, TN 38583-3218

Mortgage

Document Number	21005247
Date	Nov 3, 2021
Instrument	21005247

Lender

Name	CITIZENS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

December 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	WHITE TN
Recording Date	Dec 12, 2018
Property Address	372 N SPRING ST, SPARTA, TN 38583-1327
Document Number	0000004181
Book / Page	000426 / 000176
Instrument Date	Dec 12, 2018
Instrument	4181
Transaction Type	Foreclosure
Record Updated	Dec 21, 2018

Transaction

Amount	Amount on Record
Tax	$251.60
Amount Accuracy	Confirmed
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	372 N SPRING ST SPARTA TN 385831327, SPARTA, TN 38583-1327

Tax Assessment & Valuation

Source: White County assessment roll, as of January 26, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	White County
Municipality	Sparta City
Unified School District	White County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$124,280 Land $16,000 Building $108,280	$310,700 Land $40,000 Building $270,700
2023		$73,120 Land $12,000 Building $61,120
2021	$921.00
2020			$182,800 Land $30,000 Building $152,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 372 N Spring St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective September 28, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Mar 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 372 N Spring St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPARTA WATER SYSTEM serves 10,899 people · EPA ID TN0000652
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Ben Lomand Rural Telephone Cooperative Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on N Spring St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures