Union County property record for 385 Lakeshore Dr, McCook Lake, SD 57049 · Last verified July 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,104 sqft · built 1952 |
| Lot Size | 0.151 acres (6,588 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,209 (2025) |
| Deeds & Mortgages | Dec 2020 Second Mortgage May 2024 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 05.18.09.1070 |
| Primary APN | 05.18.09.1070 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,104 sqft Living Area |
| Basement Area | 252 sqft |
| Unfinished Basement | 252 sqft |
| Interior Walls | Wood |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 6,588 sqft (0.151 acres) |
| Lot Dimensions | 108 ft deep x 60.5 ft wide |
| Garage Type | Detached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | Deck Area |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Street Address | 385 LAKESHORE DR |
|---|---|
| City | NORTH SIOUX CITY |
| State | SD |
| Zip | 57049-4002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 30 OF 9 & 10 FRISBIES 1 N SIOUX CITY |
| Legal Range | 48 |
| Legal Township | 89 |
| Legal Section | 10 |
| Legal Subdivision | FRISBIES 1ST ADDITION |
| Legal Block | 1 |
| Legal Lot Number | 30 |
| Legal Unit | 1 |
| Jurisdiction | UNION SD |
| Township / Civil Division | NORTH SIOUX CITY |
| Census Block Group | 3 |
| Census Block | 3068 |
| Census Tract | 20302 |
Source: Union County records · APN 05.18.09.1070
Assessment roll updated October 6, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 385 LAKESHORE DR, NORTH SIOUX CITY, SD 57049-4002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2020 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage SIOUX VALLEY COMMUNITY CU |
| May 09, 2024 | Deed of Trust, Mortgage · Commercial Mortgage SIOUX VALLEY COMMUNITY CU |
| Feb 17, 2026 | Warranty Deed, Transfer |
| Aug 31, 2006 | Affidavit of Death of Joint Tenant, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 385 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 00176/1431 |
|---|---|
| Date | Dec 14, 2020 |
| Book Page | 176/1431 |
| Instrument | 206037 |
| Name | SIOUX VALLEY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SIOUX CITY, IA 51102 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 66 Months |
| Due | May 31, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION SD |
| Property Address | 385 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2026 |
| Name | Verified Name |
|---|
| Document Number | 000184/201 |
|---|---|
| Date | May 09, 2024 |
| Book Page | 184/201 |
| Instrument | 240836 |
| Name | SIOUX VALLEY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | PO BOX 387, SIOUX CITY, IA 51102 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 66 Months |
| Due | Nov 05, 2029 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Feb 17, 2026 |
| Property Address | 385 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002 |
| Document Number | 0000116/92 |
| Book / Page | 116 / 92 |
| Instrument Date | Dec 22, 2025 |
| Instrument | 260466 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 385 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002 |
| Name | Verified Name |
|---|---|
| Address | 385 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002 |
| Document Type | Affidavit of Death of Joint Tenant |
|---|---|
| Jurisdiction | UNION SD |
| Recording Date | Aug 31, 2006 |
| Property Address | 385 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002 |
| Document Number | 00M43/0299 |
| Book / Page | M43 / 0299 |
| Instrument Date | Aug 31, 2006 |
| Instrument | 064217 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 385 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002 |
Source: Union County records · Assessment roll updated October 6, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Union County |
| Municipality | North Sioux City |
| Unified School District | Dakota Valley School District 61-8 (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $1,209.00 (+0.75%) | $166,042 (-) Land $102,209 Building $63,833 |
| 2024 | $1,200.00 (-0.99%) | |
| 2023 | $1,212.00 (-45.53%) | $166,042 Land $102,209 Building $63,833 |
| 2022 | $2,225.00 |
Source: FEMA National Flood Hazard Layer, Union County (46127C), updated May 31, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 461270203023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 18 individual NFIP policies nearby |
| Nearby Flood Policies | 18 in force |
| Nearby Flood Claims | 2 (2024) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jun 2024, river or lake flooding, Severe Storms, Straight-line Winds, And Flooding |
| Claims By Storm |
|
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 119 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Long Lines | Cable | 1,500 / 50 |
| Cable One | Cable | 1,000 / 50 |
| Verizon | Fixed Wireless | 300 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Hawkeye Topco Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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