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361 Lakeshore Dr, McCook Lake (North Sioux City), SD 57049 Property Records

Union County property record for 361 Lakeshore Dr, McCook Lake, SD 57049

Property Summary

Property TypeSingle Family Home
Details2 bd · 3 ba · 624 sqft · built 1952
Lot Size0.157 acres (6,840 sqft)
Owner2 Individual Names on Record
Last Sale$345,000 (Aug 2018)
Tax Bill$2,727 (2026)
Deeds & MortgagesAug 2018 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN05.19.09.1015

Property Details

APN / Parcel Number

Primary APN05.19.09.1015

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area624 sqft Living Area
Basement Area99 sqft
Finished Basement99 sqft
Interior WallsWood

Exterior

Year BuiltBuilt 1952
Effective Year BuiltEffective 1952
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeWood
Roof MaterialComposition Shingle
Lot Area6,840 sqft (0.157 acres)
Lot Dimensions120 ft deep x 57 ft wide
Garage TypeDetached
Garage Area744 sqft
Parking Spaces3 Parking Spaces
PorchPorch
Deck AreaDeck Area

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address361 LAKESHORE DR
CityNORTH SIOUX CITY
StateSD
Zip57049-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 18 OF 9 & 10 FRISBIES 2 N SIOUX CITY
Legal SubdivisionFRISBIES SECOND PLATTING
Legal BlockB
Legal Lot Number18
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionNORTH SIOUX CITY
Census Block Group3
Census Block3068
Census Tract20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address361 LAKESHORE DR, NORTH SIOUX CITY, SD 57049-4002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2018 · Amount on Record
Deed SaleAug 1, 2018 · Amount on Record
Deed Document Number20183194
Deed Book / Page108 / 503
Record UpdatedOct 29, 2026

August 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionUNION SD
Recording DateAug 1, 2018
Property Address361 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002
Document Number00108/0503
Book / Page108 / 0503
Instrument DateJul 23, 2018
Instrument183194
Transaction TypeTransfer
Record UpdatedDec 14, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4850 SKYLINE DR, 4850, SIOUX CITY, IA 51104-1156

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
AddressPO BOX 5326, SIOUX CITY, IA 51102-5326

Mortgage

Document Number0000183195
DateAug 1, 2018
Instrument183195
Lender
NamePIONEER BANK
TypeBank
Agreement
TypeARM
AmountAmount Recorded
Term360 Months
DueAug 1, 2048
Interest
Rate TypeAdjustable Rate
Rate5.12%
Type Change DateAug 1, 2021
Change Frequency3 Years
Min Rate At Change5%
Max Rate At Change7.12%
Index3-Year CMT
Max Rate11.1%

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityNorth Sioux City
Unified School DistrictDakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$2,727.00 (+0.04%)$182,778 (-) Land $86,122 Building $96,656
2025$2,726.00 (+0.78%)$182,778 (-) Land $86,122 Building $96,656
2024$2,705.00 (-1.06%)
2023$2,734.00 (+11.64%)$182,778 Land $86,122 Building $96,656
2022$2,449.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH SIOUX CITY
serves 3,042 people · EPA ID SD4600226
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Cable		1,500 / 50
Sparklight
Cable		1,000 / 50
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30

May also be available: ImOn Communications.

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