393 Lakeshore Dr, McCook Lake (North Sioux City), SD 57049 Property Records

Union County property record for 393 Lakeshore Dr, McCook Lake, SD 57049

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 1,498 sqft · built 1957
Lot Size0.254 acres (11,081 sqft)
OwnerCompany Name on Record
Last Sale$270,000 (Apr 2023)
Tax Bill$4,535 (2026)
Deeds & MortgagesApr 2023 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APN05.20.09.1050

Property Details

APN / Parcel Number

Primary APN05.20.09.1050

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,498 sqft Living Area

Exterior

Year BuiltBuilt 1957
Effective Year BuiltEffective 1957
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Foundation TypeBlock
Roof MaterialComposition Shingle
Lot Area11,081 sqft (0.254 acres)
Lot Dimensions102 ft deep x 108 ft wide
Garage TypeDetached
Garage Area987 sqft
Parking Spaces5 Parking Spaces
PorchPorch

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral

Location & Zoning

Street Address393 LAKESHORE DR
CityNORTH SIOUX CITY
StateSD
Zip57049-4002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 33 OF 9 & 10 FRIS BIES 3 N SIOUX CITY
Legal SubdivisionFRISBIES THIRD PLATTING
Legal Block3
Legal Lot Number33
Legal Unit1
JurisdictionUNION SD
Township / Civil DivisionNORTH SIOUX CITY
Census Block Group3
Census Block3068
Census Tract20302

Owner

Source: Union County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address393 LAKESHORE DR, NORTH SIOUX CITY, SD 57049-4002
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 26, 2023 · Amount on Record
Deed SaleApr 26, 2023 · Amount on Record
Prior SaleNov 18, 2016 · Amount on Record
Record UpdatedOct 29, 2026

April 2023: Deed, Transfer

Document TypeDeed
JurisdictionUNION SD
Recording DateApr 28, 2023
Property Address393 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002
Document Number000113/220
Book / Page113 / 220
Instrument DateApr 26, 2023
Instrument230965
Transaction TypeTransfer
Record UpdatedMar 12, 2024

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$270.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address393 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002

Transferred To (Grantee/Buyer)

NameVerified Name
Address393 LAKESHORE DR, MCCOOK LAKE, SD 57049-4002

Mortgage

Document Number0000182196
DateApr 28, 2023
Instrument182/196
Lender
NamePRIMEBANK
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term181 Months
DueMay 1, 2038
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Union County assessment roll, as of October 6, 2025

Property Jurisdictions

TypeName
StateSouth Dakota
CountyUnion County
MunicipalityNorth Sioux City
Unified School DistrictDakota Valley School District 61-8 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$4,535.00 (+0.02%)$303,975 (-) Land $172,204 Building $131,771
2025$4,534.00 (+0.76%)$303,975 (-) Land $172,204 Building $131,771
2024$4,500.00 (-1.06%)
2023$4,548.00 (+11.63%)$303,975 Land $172,204 Building $131,771
2022$4,074.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 18 policies
Nearby Flood Policies18 in force
Nearby Flood Claims2 (2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimJun 2024 · Severe Storms, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Straight-line Winds, And Flooding, Jun 2024 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of South Dakota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORTH SIOUX CITY
serves 3,042 people · EPA ID SD4600226
Water SourceGroundwater
Last State InspectionAug 2025
Lead4 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 119 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Long Lines Metro
Cable
1,500 / 50
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

May also be available: ImOn Communications.

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