385 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 385 Central St, Rowley, MA 01969 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms2.5 Baths
Architecture StyleCape Cod
Year BuiltBuilt 1987
Square Footage2,786 sqft Living Area
Lot Size57,893 sqft (1.32 acres)
Last Sale$608,500 (2018)
Tax Bill$9,332.00 (2025)

Owner

Source: Essex County and Rowley Town records · APN ROWL M:0021 B:0033 L:0005

Assessment roll updated April 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing AddressPO BOX 1434, NEWBURYPORT, MA 01950-8434
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2019Deed of Trust, Mortgage · Veterans Administration Mortgage
MORTGAGE RESEARCH CTR
Nov 19, 2018Quit Claim Deed, Transfer · Veterans Administration Mortgage
MORTGAGE NTWK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleNov 19, 2018 · Amount on Record
Deed SaleNov 19, 2018 · Amount on Record
Prior SaleJul 24, 2015 · Amount on Record
Deed Book / Page37164 / 438
Record RefreshedSep 20, 2026

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionROWLEY MA
Property Address385 CENTRAL ST, ROWLEY, MA 01969-1310
Document Number37889-146
Instrument DateSep 24, 2019
Transaction TypeMortgage
Record UpdatedOct 15, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 CENTRAL ST ROWLEY MA 019691310, ROWLEY, MA 01969-1310

Mortgage

Document Number37889-146
DateSep 30, 2019
Book Page037889/000146
Instrument1909304710
Lender
NameMORTGAGE RESEARCH CTR
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueSep 29, 2049

November 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionROWLEY MA
Recording DateNov 19, 2018
Property Address385 CENTRAL ST, ROWLEY, MA 01969-1310
Document Number37164-438
Book / Page037164 / 000438
Instrument DateNov 17, 2018
Instrument1119005940
Transaction TypeTransfer
Record UpdatedDec 12, 2018

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$2,774.76
Amount AccuracyConfirmed
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address385 CENTRAL ST ROWLEY MA 019691310, ROWLEY, MA 01969-1310

Mortgage

Document Number37164-441
DateNov 19, 2018
Book Page037164/000441
Instrument1119005950
Lender
NameMORTGAGE NTWK
TypeMortgage Company
Agreement
TypeVeterans Administration Mortgage
AmountAmount Recorded
Term360 Months
DueNov 18, 2048

Tax Assessment & Valuation

Source: Essex County and Rowley Town records · Assessment roll updated April 14, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateMassachusetts
CountyEssex County
County SubdivisionRowley Town
Unified School DistrictTriton School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$9,332.00 (+9.29%)$792,900 (+12.36%) Land $300,600 Building $492,300$837,140
2024$8,539.00 (+1.21%)$705,700 (+8.9%) Land $286,300 Building $419,400
2023$8,437.00$648,000 Land $248,800 Building $399,200

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Essex County (25009C), updated July 10, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 58% of Massachusetts
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNROWL M:0021 B:0033 L:0005

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Partial Baths1 Partial Baths
Total Rooms9 Rooms
Building Area2,786 sqft Living Area
Gross Area4,977 sqft Gross Area
Basement Area1,548 sqft Basement
Unfinished Basement1,548 sqft Unfinished
Stories2 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1987
Effective Year BuiltEffective 1987
Architectural StyleCape Cod Style
Exterior MaterialWood Siding Exterior
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialAsphalt Roof
Lot Area57,893 sqft (1.32 acres)

Utilities and HVAC

Heating SystemHot Water Heating
Heating FuelOil Heating Fuel

Location & Zoning

Street Address385 CENTRAL ST
CityROWLEY
StateMA
Zip01969-1310
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Block33
Legal Lot Number5
JurisdictionROWLEY MA
Minor Civil DivisionROWLEY
Census Blockgroup1
Census Block1033
Census Tract270100

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