379 Central St, Rowley, MA 01969 Property Records

Essex County and Rowley Town property record for 379 Central St, Rowley, MA 01969

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,244 sqft · built 1983
Lot Size	1.45 acres (63,485 sqft)
Owner	Individual Name on Record
Last Sale	$932,500 (Jan 2025)
Tax Bill	$10,505 (2025)
Deeds & Mortgages	Jun 2026 Line of Credit Aug 2020 Refinance
Flood Zone	Zone X (minimal risk)
APN	`ROWL M:0021 B:0034 L:0001`

Property Details

APN / Parcel Number

Primary APN	`ROWL M:0021 B:0034 L:0001`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,244 sqft Living Area
Gross Area	7,011 sqft
Basement Area	1,344 sqft
Unfinished Basement	1,344 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable
Roof Material	Asphalt
Lot Area	63,485 sqft (1.45 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	379 CENTRAL ST
City	ROWLEY
State	MA
Zip	01969-1310
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	34
Legal Lot Number	1
Jurisdiction	ROWLEY MA
Township / Civil Division	ROWLEY
Census Block Group	1
Census Block	1033
Census Tract	270100

Owner

Source: Essex County and Rowley Town records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	24 TALBOT ST, SAUGUS, MA 01906-3419
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jun 25, 2026	Deed of Trust, Mortgage · Line of Credit
Aug 31, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance JEANNE D ARC CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 24, 2025 · Amount on Record
Deed Sale	Jan 24, 2025 · Amount on Record
Prior Sale	Apr 3, 2007 · Amount on Record
Deed Document Number	20251010
Deed Book / Page	42544 / 78
Transfer Doc	030723-372
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Recording Date	Jun 25, 2026
Property Address	379 CENTRAL ST, ROWLEY, MA 01969-1310
Document Number	0000001670
Book / Page	43465 / 402
Instrument Date	Jun 18, 2026
Instrument	20261670
Transaction Type	Mortgage
Record Updated	Jul 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	379 CENTRAL ST, ROWLEY, MA 01969-1310

Mortgage

Document Number	0000001670,
Date	Jun 25, 2026
Book Page	43465/402
Instrument	20261670

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	6.51%
Initial Type	Adjustable Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROWLEY MA
Property Address	379 CENTRAL ST, ROWLEY, MA 01969-1310
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	38881-284
Date	Aug 31, 2020
Book Page	38881/284
Instrument	20200831001890

Lender

Name	JEANNE D ARC CU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Essex County and Rowley Town assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
County Subdivision	Rowley Town
Unified School District	Triton School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$10,505.00 (+9.8%)	$892,500 (+12.87%) Land $304,000 Building $588,500	$881,410
2024	$9,567.00 (-0.79%)	$790,700 (+6.76%) Land $289,600 Building $501,100
2023	$9,643.00	$740,600 Land $251,500 Building $489,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	2 (2017–2024)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Central St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures