Essex County and Rowley Town property record for 382 Central St, Rowley, MA 01969
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2.5 ba · 3,234 sqft · built 1900 |
| Lot Size | 1.33 acres (58,168 sqft) |
| Owner | 2 Trust Names on File |
| Tax Bill | $9,279 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | ROWL M:0022 B:0021 L:0000 |
| Primary APN | ROWL M:0022 B:0021 L:0000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,234 sqft Living Area |
| Gross Area | 4,541 sqft |
| Basement Area | 780 sqft |
| Unfinished Basement | 780 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Duplex Single |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 58,168 sqft (1.33 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Street Address | 382 CENTRAL ST |
|---|---|
| City | ROWLEY |
| State | MA |
| Zip | 01969-1315 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | OUT |
| Legal Block | 21 |
| Jurisdiction | ROWLEY MA |
| Township / Civil Division | ROWLEY |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 270100 |
382 Central St, a duplex, is owner-occupied and held in a trust since July 2025.
Source: Essex County and Rowley Town records, as of October 20, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 382 CENTRAL ST, ROWLEY, MA 01969-1315 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust, Family Trust |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Jul 30, 2025 |
| Transfer Doc | 042858-230 |
| Record Updated | Oct 29, 2026 |
The 2026 property tax bill for 382 Central St was $9,279, up 10.4% from the year before.
Source: Essex County and Rowley Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Essex County |
| County Subdivision | Rowley Town |
| Unified School District | Triton School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,279.00 (+10.41%) | $767,500 (+7.49%) Land $315,800 Building $451,700 | $777,750 |
| 2025 | $8,404.00 (+1.12%) | $714,000 (+3.95%) Land $300,900 Building $413,100 | |
| 2024 | $8,311.00 (+9.11%) | $686,900 (+17.42%) Land $286,600 Building $400,300 | |
| 2023 | $7,617.00 | $585,000 Land $249,100 Building $335,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 382 Central St in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 9 in force |
| Nearby Flood Claims | 2 (2017–2024) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2024 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 382 Central St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ROWLEY WATER DEPARTMENT serves 6,161 people · EPA ID MA3254000 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2025 |
| Lead | Under 1 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 46 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fiber | 980 / 880 |
5G and 4G LTE (outdoors only)
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