Fluvanna County property record for 3849 Courthouse Rd, Palmyra, VA 22963
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 1,456 sqft · built 1977 |
| Lot Size | 10.2 acres (446,490 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,899 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage May 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 32 A 27A |
| Primary APN | 32 A 27A |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 1,456 sqft Living Area |
| Gross Area | 3,984 sqft |
| 1st Floor Area | 1,456 sqft |
| Basement Area | 1,456 sqft |
| Finished Basement | 1,456 sqft |
| Flooring | Softwood |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1977 |
|---|---|
| Effective Year Built | Effective 1993 |
| Architectural Style | Split Foyer |
| Exterior Material | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 446,490 sqft (10.2 acres) |
| Terrain | Rolling |
| Porch | Porch |
|---|---|
| Porch Area | 312 sqft |
| Deck Area | 520 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 9824 |
|---|---|
| Street Address | 3849 COURTHOUSE RD |
| City | PALMYRA |
| State | VA |
| Zip | 22963-4516 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-1 |
| Legal Description | DB 293-368 AC 10.25 |
| Legal Block | 2 |
| Legal Lot Number | A |
| Jurisdiction | FLUVANNA VA |
| Township / Civil Division | COLUMBIA |
| Census Block Group | 1 |
| Census Block | 1056 |
| Census Tract | 20200 |
3849 Courthouse Rd is owned and occupied by an individual.
Source: Fluvanna County records, as of June 25, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3849 COURTHOUSE RD, PALMYRA, VA 22963-4516 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 17, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HENRICO FCU |
| May 3, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HENRION FCU |
| Jul 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage HENRICO FCU |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 3849 COURTHOUSE RD, PALMYRA, VA 22963-4516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 6, 2021 |
| Name | Verified Name |
|---|
| Document Number | 200004735 |
|---|---|
| Date | Nov 17, 2020 |
| Instrument | 200004735 |
| Name | HENRICO FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 30, 2040 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 3849 COURTHOUSE RD, PALMYRA, VA 22963-4516 |
| Transaction Type | Mortgage |
| Record Updated | Jun 2, 2021 |
| Name | Verified Name |
|---|
| Document Number | 210002205 |
|---|---|
| Date | May 3, 2021 |
| Instrument | 210002205 |
| Name | HENRION FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 31, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLUVANNA VA |
| Property Address | 3849 COURTHOUSE RD, PALMYRA, VA 22963-4516 |
| Transaction Type | Mortgage |
| Record Updated | Jul 25, 2018 |
| Name | Verified Name |
|---|
| Document Number | 1802147 |
|---|---|
| Date | Jul 11, 2018 |
| Instrument | 1802147 |
| Name | HENRICO FCU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 180 Months |
| Due | Jul 31, 2033 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 3849 Courthouse Rd was $2,899.
Source: Fluvanna County assessment roll, as of June 25, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Fluvanna County |
| Unified School District | Fluvanna County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $384,100 (-0.01%) Land $72,100 Building $312,000 | $384,100 (-0.01%) Land $72,100 Building $312,000 | |
| 2025 | $2,899.00 | $384,125 Land $72,125 Building $312,000 | $384,125 Land $72,125 Building $312,000 |
| 2023 | $300,800 Land $72,100 Building $228,700 | $300,800 Land $72,100 Building $228,700 | |
| 2022 | $2,538.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3849 Courthouse Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1985) |
| Most Recent Claim | Nov 1985 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3849 Courthouse Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Firefly Fiber Broadband Fiber | 1,000 / 1,000 |
4G LTE (outdoors only), no 5G reported
Search by:
By searching, you agree to: Terms • Privacy • Disclosures