2114 Courthouse Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 2114 Courthouse Rd, Palmyra, VA 22963

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,160 sqft · built 1993
Lot Size	7 acres (304,920 sqft)
Owner	Individual Name on Record
Tax Bill	$2,672 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jul 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`31 9 2`

Property Details

APN / Parcel Number

Primary APN	`31 9 2`
Alternative APN	`13162`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,160 sqft Living Area
Gross Area	2,816 sqft
1st Floor Area	1,160 sqft
Basement Area	1,160 sqft
Finished Basement	1,160 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2004
Exterior Material	Brick
Roof Type	Gable
Roof Material	Tin
Lot Area	304,920 sqft (7 acres)
Terrain	Rolling
Garage Type	Built-in
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	400 sqft
Patio Area	96 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	13162
Street Address	2114 COURTHOUSE RD
City	PALMYRA
State	VA
Zip	22963-4560
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A-1
Legal Description	INST 220003512 AC 7.0
Jurisdiction	FLUVANNA VA
Township / Civil Division	FORK UNION
Census Block Group	2
Census Block	2030
Census Tract	20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	2114 COURTHOUSE RD, PALMYRA, VA 22963-4560
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 27, 2022	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jul 22, 2022	Gift Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 14, 2022
Transfer Doc	0000002705
Record Updated	Sep 20, 2026

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FLUVANNA VA
Recording Date	Sep 27, 2022
Property Address	2114 COURTHOUSE RD, PALMYRA, VA 22963-4560
Document Number	0220003512
Map Reference	DB 218 PG 401
Instrument Date	Sep 21, 2022
Instrument	220003512
Transaction Type	Transfer
Record Updated	Oct 19, 2022
Title Company	WESTCOR LAND TITLE INSURANCE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 COURTHOUSE RD, PALMYRA, VA 22963-4560

Mortgage

Document Number	0220003513
Date	Sep 27, 2022
Instrument	220003513

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

July 2022: Gift Deed, Transfer

Document Type	Gift Deed
Jurisdiction	FLUVANNA VA
Recording Date	Jul 22, 2022
Property Address	2114 COURTHOUSE RD, PALMYRA, VA 22963-4560
Document Number	0220002705
Map Reference	DB 217 PG 490
Instrument Date	Jul 14, 2022
Instrument	220002705
Transaction Type	Transfer
Record Updated	Aug 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2114 COURTHOUSE RD, PALMYRA, VA 22963-4560

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Fluvanna County
Unified School District	Fluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$354,000 (-) Land $57,500 Building $296,500	$354,000 (-) Land $57,500 Building $296,500
2025	$2,672.00 (+27.06%)	$354,000 (+42.05%) Land $57,500 Building $296,500	$354,000 (+42.05%) Land $57,500 Building $296,500
2023		$249,200 Land $57,500 Building $191,700	$249,200 Land $57,500 Building $191,700
2022	$2,103.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	5 (1985–1996)
Claims Outside the SFHA	2 of 5
Most Recent Claim	Sep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event	Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Firefly Fiber Broadband Fiber	1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

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