3826 Courthouse Rd, Palmyra, VA 22963 Property Records

Fluvanna County property record for 3826 Courthouse Rd, Palmyra, VA 22963

Property Summary

Property TypeRural Home
Details4 bd · 3 ba · 2,960 sqft · built 1867
Lot Size21.2 acres (926,086 sqft)
Owner2 Individual Names on File
Tax Bill$2,682 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN32 A 28A

Property Details

APN / Parcel Number

Primary APN32 A 28A

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,960 sqft Living Area
1st Floor Area784 sqft
Basement Area196 sqft
Unfinished Basement196 sqft
FlooringSoftwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1867
Effective Year BuiltEffective 1958
Exterior MaterialWood
Construction TypeFrame
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area926,086 sqft (21.2 acres)
TerrainRolling
Garage TypeDetached
Garage Area672 sqft
Parking Spaces2 Parking Spaces
PorchPorch
Porch Area740 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric
SewerSeptic
Water SourceWell

Location & Zoning

Street Address3826 COURTHOUSE RD
CityPALMYRA
StateVA
Zip22963-4516
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Local Zoning CodeA-1
Legal DescriptionDB 970-761 AC 21.26
Legal Block2
Legal Lot NumberA
JurisdictionFLUVANNA VA
Township / Civil DivisionFORK UNION
Census Block Group2
Census Block2028
Census Tract20200

Owner

Source: Fluvanna County records, as of June 25, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address3826 COURTHOUSE RD, PALMYRA, VA 22963-4516
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFLUVANNA VA
Property Address3826 COURTHOUSE RD, PALMYRA, VA 22963-4516
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number1701696
DateMay 26, 2017
Instrument1701696
Lender
NameUNION BANK & TRUST
TypeBank
Agreement
TypeCommercial Mortgage
AmountAmount on Record
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Fluvanna County assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateVirginia
CountyFluvanna County
Unified School DistrictFluvanna County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$434,600 (+%) Land $121,700 Building $312,900$434,600 (+%) Land $121,700 Building $312,900
2025$2,682.00 (+9.83%)$434,586 (+17.87%) Land $121,670 Building $312,916$434,586 (+17.87%) Land $121,670 Building $312,916
2023$368,700 Land $121,700 Building $247,000$368,700 Land $121,700 Building $247,000
2022$2,442.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 25, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims5 (1985–1996)
Claims Outside the SFHA2 of 5
Most Recent ClaimSep 1996 · Hurricane Fran And Associated Severe Storm Cond
Claims by Event
  • Hurricane Fran And Associated Severe Storm Cond, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood0.02% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Firefly Fiber Broadband
Fiber
1,000 / 1,000

Cell Coverage

4G LTE (outdoors only), no 5G reported

Nearby Properties on Courthouse Rd

Nearby Streets

Search Property Records by Address or Parcel Number