3840 Great Falls Loop, Middleburg, FL 32068 Property Records

Clay County property record for 3840 Great Falls Loop, Middleburg, FL 32068

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 2,282 sqft · built 2012
Lot Size0.21 acres (9,169 sqft)
OwnerIndividual Name on Record
Last Sale$343,500 (Nov 2025)
Tax Bill$3,325 (2025)
Deeds & MortgagesNov 2025 Sale & Mortgage
Mar 2020 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN36-04-24-005924-003-56

Property Details

APN / Parcel Number

Primary APN36-04-24-005924-003-56

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,282 sqft Heated Area
Gross Area2,426 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2012
Exterior MaterialStucco
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area9,169 sqft (0.21 acres)
PorchPorch
Porch Area144 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Street Address3840 GREAT FALLS LOOP
CityMIDDLEBURG
StateFL
Zip32068-3880
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeAR
Legal DescriptionLOT 107 AZALEA RIDGE UNIT I ASREC O R 4289 PG 1369
Legal Range24
Legal Township04
Legal Section36
Legal SubdivisionAZALEA RDG
Legal Lot Number107
Legal Unit1
JurisdictionCLAY FL
Township / Civil DivisionMIDDLEBURG-CLAY HILL
Census Block Group2
Census Block2009
Census Tract30204

Owner

Source: Clay County records, as of December 18, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address3840 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 18, 2025Warranty Deed, Transfer · Conventional Mortgage
NEXA MORTGAGE LLC
Mar 17, 2020Warranty Deed, Transfer · Conventional with PMI
CHURCHILL MTG

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 18, 2025 · Amount on Record
Deed SaleNov 18, 2025 · Amount on Record
Prior SaleMar 17, 2020 · Amount on Record
Deed Document Number2025054407
Deed Book / Page4988 / 2119
Record UpdatedJun 8, 2026

November 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateNov 18, 2025
Property Address3840 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880
Document Number0049882119
Book / Page4988 / 2119
Map ReferenceMB 53 PG 56
Instrument DateNov 14, 2025
Instrument2025054407
Transaction TypeTransfer
Record UpdatedDec 15, 2025
Title CompanySTEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$2,404.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3840 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address3840 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880

Mortgage

Document Number0049882122
DateNov 18, 2025
Instrument4988/2122
Lender
NameNEXA MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueDec 1, 2055

March 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY FL
Recording DateMar 17, 2020
Property Address3840 GREAT FALLS LOOP, MIDDLEBURG, FL 32068-3880
Document Number0042891369
Book / Page004289 / 001369
Instrument DateMar 13, 2020
Instrument14321
Transaction TypeTransfer
Record UpdatedApr 14, 2020
Title CompanyTITLE AMERICA RE CLOSINGS INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,750.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address3840 GREAT FALLS LOOP MIDDLEBURG FL 320683880, MIDDLEBURG, FL 32068-3880

Mortgage

Document Number42891371
DateMar 17, 2020
Book Page004289/001371
Instrument14322
Lender
NameCHURCHILL MTG
TypeMortgage Company
AddressBRENTWOOD, TN 37027
Agreement
TypeConventional with PMI
AmountAmount Recorded

Tax Assessment & Valuation

Source: Clay County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyClay County
Unified School DistrictClay County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,325.00 (-26%) Homeowner's exemption$258,197 (+5.99%)$306,016 (-4.34%) Land $50,000 Building $256,016
2023$4,493.00 (+7.57%) Homeowner's exemption$243,613 (+3%)$319,913 (+8.09%) Land $50,000 Building $269,913
2022$4,177.00 Homeowner's exemption$236,518$295,970 Land $40,000 Building $255,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 6, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims1 (2017)
Most Recent ClaimSep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 82% of Florida
Wildfire Likelihood0.09% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemORANGE PARK GRID
private · serves 127,904 people · EPA ID FL2100741
Water SourceGroundwater
Last State InspectionSep 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 327 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
1,200 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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