Whatcom County property record for 3848 Gala Loop, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,954 sqft · built 1982 |
| Lot Size | 0.35 acres (15,246 sqft) |
| Owner | Owner Name on File |
| Last Sale | $298,780 (Aug 2013) |
| Tax Bill | $5,804 (2025) |
| Deeds & Mortgages | Jun 2022 Second Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 505788 |
| Primary APN | 505788 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,954 sqft Living Area |
| 1st Floor Area | 624 sqft |
| 2nd Floor Area | 1,330 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1982 |
|---|---|
| Architectural Style | Bi-Level |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 15,246 sqft (0.35 acres) |
| Garage Type | Built-in |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 134 sqft |
| Deck Area | 312 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 505788 |
|---|---|
| Street Address | 3848 GALA LOOP |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR3 |
| Legal Description | BROWNSVILLE LOT 85 |
| Legal Range | 03 |
| Legal Township | 38 |
| Legal Section | 15 |
| Legal Subdivision | BROWNSVILLE |
| Legal Lot Number | 85 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 804 |
Source: Whatcom County records · APN 505788
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 3848 GALA LOOP, BELLINGHAM, WA 98226-7857 |
| Occupancy | Owner Occupied |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 22, 2013 · Amount on Record |
| Deed Sale | Aug 22, 2013 · Amount on Record |
| Prior Sale | Mar 18, 2013 |
| Deed Document Number | 2130802595 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3848 GALA LOOP, BELLINGHAM, WA 98226-7857 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | WHATCOM LAND TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000601311 |
|---|---|
| Date | Jun 13, 2022 |
| Instrument | 2022-0601311 |
| Name | WHATCOM EDUCATIONAL CU |
|---|---|
| Type | Credit Union |
| Address | BELLINGHAM, WA 98227 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Jul 01, 2032 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,804.00 (+27.36%) Senior Citizen's exemption | $646,296 (+17.82%) Land $228,096 Building $418,200 | $665,699 (+21.36%) Land $234,944 Building $430,755 |
| 2022 | $548,554 Land $193,600 Building $354,954 | $548,554 Land $193,600 Building $354,954 | |
| 2021 | $4,557.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 3 (1984–2016) |
| Most Recent Claim | Oct 2016 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 91 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHATCOM COUNTY WATER DIST #7 serves 1,410 people |
|---|---|
| Water Source | Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION |
| Last State Inspection | Jun 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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