Whatcom County property record for 3841 Gala Loop, Bellingham, WA 98226
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,388 sqft · built 1981 |
| Lot Size | 0.339 acres (14,810 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $489,000 (Aug 2020) |
| Tax Bill | $6,018 (2025) |
| Deeds & Mortgages | May 2023 Line of Credit Aug 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 572527 |
| Primary APN | 572527 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,388 sqft Living Area |
| 1st Floor Area | 1,388 sqft |
| Basement Area | 2,366 sqft |
| Finished Basement | 1,014 sqft |
| Unfinished Basement | 1,352 sqft |
| Interior Walls | Finished/Painted |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Combination |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 14,810 sqft (0.339 acres) |
| Garage Type | Attached |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 180 sqft |
| Deck Area | 64 sqft |
| Patio Area | 184 sqft |
| Balcony | Balcony |
| Balcony Area | 120 sqft |
| Storage Building | 64 sqft |
| Heating System | Forced Air |
|---|
| Account Number | 572527 |
|---|---|
| Street Address | 3841 GALA LOOP |
| City | BELLINGHAM |
| State | WA |
| Zip | 98226-7857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | UR3 |
| Legal Description | BROWNSVILLE LOT 63 |
| Legal Range | 03 |
| Legal Township | 38 |
| Legal Section | 15 |
| Legal Subdivision | BROWNSVILLE |
| Legal Lot Number | 63 |
| Jurisdiction | WHATCOM WA |
| Township / Civil Division | BELLINGHAM |
| Census Block Group | 1 |
| Census Block | 1008 |
| Census Tract | 804 |
Source: Whatcom County records · APN 572527
Assessment roll updated May 31, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3841 GALA LOOP, BELLINGHAM, WA 98226-7857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 19, 2023 | Deed of Trust, Mortgage · Line of Credit BOEING EMPLOYEES CU |
| Aug 17, 2020 | Warranty Deed, Transfer · Conventional with PMI UMPQUA BK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 17, 2020 · Amount on Record |
| Deed Sale | Aug 17, 2020 · Amount on Record |
| Deed Document Number | 2020-0802623 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WHATCOM WA |
| Property Address | 3841 GALA LOOP, BELLINGHAM, WA 98226-7857 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2026 |
| Title Company | STEWART TITLE, STEWART TTL GUARANTY NON CA |
| Name | Verified Name |
|---|
| Document Number | 0000501659 |
|---|---|
| Date | May 19, 2023 |
| Instrument | 2023-0501659 |
| Name | BOEING EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | SEATTLE, WA 98124 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 17, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WHATCOM WA |
| Recording Date | Aug 17, 2020 |
| Property Address | 3841 GALA LOOP, BELLINGHAM, WA 98226-7857 |
| Document Number | 2200802623 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 802623 |
| Transaction Type | Transfer |
| Record Updated | Sep 22, 2020 |
| Title Company | WHATCOM LAND TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $7,829.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 11003 18TH AVE SW SEATTLE WA 981462031, SEATTLE, WA 98146-2031 |
| Document Number | 2200802624 |
|---|---|
| Date | Aug 17, 2020 |
| Instrument | 802624 |
| Name | UMPQUA BK |
|---|---|
| Type | Bank |
| Address | TIGARD, OR 97224 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 16, 2050 |
Source: Whatcom County records · Assessment roll updated May 31, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Washington |
| County | Whatcom County |
| Unified School District | Bellingham School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,018.00 (+27.61%) | $670,154 (+20.39%) Land $234,944 Building $435,210 | $670,154 (+20.39%) Land $234,944 Building $435,210 |
| 2022 | $556,636 Land $193,600 Building $363,036 | $556,636 Land $193,600 Building $363,036 | |
| 2021 | $4,716.00 |
Source: FEMA National Flood Hazard Layer as of May 26, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 20 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 20 in force |
| Nearby Flood Claims | 3 (1984–2016) |
| Most Recent Claim | Oct 2016 · other causes |
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Washington |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
Based on FCC filings for 91 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | WHATCOM COUNTY WATER DIST #7 serves 1,410 people |
|---|---|
| Water Source | Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION |
| Last State Inspection | Jun 2024 |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them. The full violation and enforcement history is in the system's EPA record.
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