3847 Gala Loop, Bellingham, WA 98226 Property Records

Whatcom County property record for 3847 Gala Loop, Bellingham, WA 98226

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 1,488 sqft · built 1985
Lot Size	0.33 acres (14,375 sqft)
Owner	2 Owner Names on Record
Last Sale	$240,180 (May 2007)
Tax Bill	$4,877 (2025)
Deeds & Mortgages	Sep 2020 Mortgage Aug 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`63734`

Property Details

APN / Parcel Number

Primary APN	`63734`
Alternative APNs	`380315 433192 0000` `59029`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,488 sqft Living Area
1st Floor Area	1,008 sqft
Interior Walls	Finished/Painted
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1985
Architectural Style	Other
Exterior Material	Combination
Foundation Type	Concrete
Roof Material	Composition Shingle
Lot Area	14,375 sqft (0.33 acres)
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	72 sqft
Deck Area	100 sqft

Utilities, Heating & Cooling

Heating System	Forced Air

Location & Zoning

Account Number	63734
Street Address	3847 GALA LOOP
City	BELLINGHAM
State	WA
Zip	98226-7857
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	UR3
Legal Description	BROWNSVILLE LOT 62
Legal Range	03
Legal Township	38
Legal Section	15
Legal Subdivision	BROWNSVILLE
Legal Lot Number	62
Jurisdiction	WHATCOM WA
Township / Civil Division	BELLINGHAM
Census Block Group	1
Census Block	1008
Census Tract	804

Owner

Source: Whatcom County records, as of March 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Owner Names on Record
Mailing Address	3847 GALA LOOP, BELLINGHAM, WA 98226-7857
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Sep 30, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Aug 7, 2017	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 1, 2007 · Amount on Record
Deed Sale	May 1, 2007 · Amount on Record
Prior Sale	Apr 15, 2004 · Amount on Record
Deed Document Number	2070500051
Record Updated	Jun 8, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3847 GALA LOOP, BELLINGHAM, WA 98226-7857
Document Number	2210100403
Instrument Date	Sep 30, 2020
Transaction Type	Mortgage
Record Updated	Jan 13, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3847 GALA LOOP BELLINGHAM WA 982267857, BELLINGHAM, WA 98226-7857

Mortgage

Document Number	2210100403
Date	Jan 5, 2021
Instrument	100403

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2051

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WHATCOM WA
Property Address	3847 GALA LOOP, BELLINGHAM, WA 98226-7857
Document Number	2170801656
Instrument Date	Aug 7, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3847 GALA LOOP BELLINGHAM WA 982267857, BELLINGHAM, WA 98226-7857

Mortgage

Document Number	2170801656
Date	Aug 15, 2017
Instrument	801656

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 14, 2047

Tax Assessment & Valuation

Source: Whatcom County assessment roll, as of May 31, 2025

Property Jurisdictions

Type	Name
State	Washington
County	Whatcom County
Unified School District	Bellingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,877.00 (+42.23%)	$543,082 (+21.36%) Land $234,944 Building $308,138	$543,082 (+21.36%) Land $234,944 Building $308,138
2022		$447,514 Land $193,600 Building $253,914	$447,514 Land $193,600 Building $253,914
2021	$3,429.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (1984–2016)
Most Recent Claim	Oct 2016 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Washington
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WHATCOM COUNTY WATER DIST #7 serves 1,410 people · EPA ID WA5395900
Water Source	Purchased surface water from CITY OF BELLINGHAM-WATER DIVISION
Last State Inspection	Jun 2024

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 91 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20

May also be available: AT&T.

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