Lincoln County property record for 3848 Deer Run, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,350 sqft · built 1989 |
| Lot Size | 0.542 acres (23,653 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Jul 2014) |
| Tax Bill | $3,084 (2023) |
| Deeds & Mortgages | Dec 2022 Line of Credit Mar 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 4614-18-9312 |
| Primary APN | 4614-18-9312 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,350 sqft Finished Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Architectural Style | Cape Cod |
| Construction Type | Concrete |
| Lot Area | 23,653 sqft (0.542 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 261987 |
|---|---|
| Old Parcel Number | 461405189312 |
| Street Address | 3848 DEER RUN |
| City | DENVER |
| State | NC |
| Zip | 28037-9158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | WESTPORT III/14B |
| Legal Subdivision | WESTPORT SEC 03 PH 02 |
| Legal Block | 18 |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2017 |
| Census Tract | 71203 |
3848 Deer Run is owned and occupied by two individuals who acquired it in March 2017.
Source: Lincoln County records, as of November 17, 2023
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3848 DEER RUN, DENVER, NC 28037-9158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 28, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| Mar 7, 2017 | Warranty Deed, Transfer · Conventional with PMI FAIRWAY INDEPENDENT MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jul 24, 2014 · Amount on File |
| Deed Sale | Jul 24, 2014 · Amount on File |
| Prior Sale | Jul 24, 2014 · Amount on File |
| Deed Document Number | 246838 |
| Last Transfer Date | Mar 7, 2017 |
| Transfer Doc | 2650802 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3848 DEER RUN, DENVER, NC 28037-9158 |
| Transaction Type | Mortgage |
| Record Updated | Jan 5, 2023 |
| Title Company | TITLE365 OMAHA |
| Name | Verified Name |
|---|
| Document Number | 0003220175 |
|---|---|
| Date | Dec 28, 2022 |
| Book Page | 3220/175 |
| Instrument | 661923 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 13, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Mar 7, 2017 |
| Property Address | 3848 DEER RUN, DENVER, NC 28037-9158 |
| Document Number | 2650802 |
| Book / Page | 002650 / 000802 |
| Instrument Date | Mar 3, 2017 |
| Instrument | 559725 |
| Transaction Type | Transfer |
| Record Updated | Mar 29, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $538.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 3848 DEER RUN DENVER NC 280379158, DENVER, NC 28037-9158 |
| Document Number | 2650805 |
|---|---|
| Date | Mar 7, 2017 |
| Book Page | 002650/000805 |
| Instrument | 559726 |
| Name | FAIRWAY INDEPENDENT MTG |
|---|---|
| Type | Mortgage Company |
| Address | CARROLLTON, TX 75007 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 6, 2047 |
Source: Lincoln County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $3,084.00 | $491,641 Land $64,000 Building $427,641 | $491,641 Land $64,000 Building $427,641 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3848 Deer Run in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3848 Deer Run is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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