Lincoln County property record for 3825 Deer Run, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 1,979 sqft · built 1989 |
| Lot Size | 0.588 acres (25,613 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $575,000 (Oct 2020) |
| Tax Bill | $4,127 (2026) |
| Deeds & Mortgages | Jun 2026 Line of Credit Jul 2023 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4614-18-6067 |
| Primary APN | 4614-18-6067 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 1,979 sqft Living Area |
| Basement Area | 1,583 sqft |
| Finished Basement | 910 sqft |
| Unfinished Basement | 673 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Lot Area | 25,613 sqft (0.588 acres) |
| Boat Access | Boat Access |
| Total Buildings | 2 Buildings |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 281098 |
|---|---|
| Street Address | 3825 DEER RUN |
| City | DENVER |
| State | NC |
| Zip | 28037-9158 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | WESTPORT III/2 #42A |
| Legal Subdivision | WESTPORT |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 71203 |
3825 Deer Run is owned and occupied by two individuals who bought it in October 2020.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3825 DEER RUN, DENVER, NC 28037-9158 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2026 | Deed of Trust, Mortgage · Line of Credit UNITED WHOLESALE MORTGAGE |
| Jul 17, 2023 | Deed of Trust, Mortgage · Line of Credit NAVY FCU |
| Oct 30, 2020 | Warranty Deed, Transfer · VA Mortgage CITIZENS BANK NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Prior Sale | Jun 9, 2003 · Amount on File |
| Deed Document Number | 2020618902 |
| Deed Book / Page | 2968 / 830 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jun 23, 2026 |
| Property Address | 3825 DEER RUN, DENVER, NC 28037-9158 |
| Document Number | 0000711383 |
| Book / Page | 3514 / 651 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 2026711383 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 3825 DEER RUN, DENVER, NC 28037-9158 |
| Document Number | 0000711383, |
|---|---|
| Date | Jun 23, 2026 |
| Book Page | 3514/651 |
| Instrument | 2026711383 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.51% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3825 DEER RUN, DENVER, NC 28037-9158 |
| Transaction Type | Mortgage |
| Record Updated | Jul 28, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 3825 DEER RUN, DENVER, NC 28037-9158 |
| Document Number | 0003263466 |
|---|---|
| Date | Jul 17, 2023 |
| Book Page | 3263/466 |
| Instrument | 669547 |
| Name | NAVY FCU |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 481 Months |
| Due | Aug 1, 2063 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Oct 30, 2020 |
| Property Address | 3825 DEER RUN, DENVER, NC 28037-9158 |
| Document Number | 2968830 |
| Book / Page | 2968 / 830 |
| Map Reference | MB F PG 84 |
| Instrument Date | Oct 29, 2020 |
| Instrument | 618902 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,150.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 122 NE 32ND ST, 122, OAK ISLAND, NC 28465-5921 |
| Name | Verified Name |
|---|---|
| Address | 3825 DEER RUN, DENVER, NC 28037-9158 |
| Document Number | 618903 |
|---|---|
| Date | Oct 30, 2020 |
| Instrument | 618903 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2050 |
The 2026 property tax bill for 3825 Deer Run was $4,127, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,127.00 (+0.63%) | $654,816 (-) Land $142,000 Building $512,816 | $654,816 (-) Land $142,000 Building $512,816 |
| 2025 | $4,101.00 | $654,816 Land $142,000 Building $512,816 | $654,816 Land $142,000 Building $512,816 |
| 2023 | $4,068.00 | $654,816 Land $142,000 Building $512,816 | $654,816 Land $142,000 Building $512,816 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 3825 Deer Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3825 Deer Run is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 98.5% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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