Lincoln County property record for 3783 Deer Run, Denver, NC 28037
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3.5 ba · 3,185 sqft · built 2022 |
| Lot Size | 0.7 acres (30,492 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,530,000 (Dec 2025) |
| Tax Bill | $7,320 (2026) |
| Deeds & Mortgages | Jan 2022 Mortgage Dec 2025 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 4614-17-6649 |
| Primary APN | 4614-17-6649 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 3,185 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Architectural Style | Custom Design |
| Lot Area | 30,492 sqft (0.7 acres) |
| Pool Area | 512 sqft |
|---|---|
| Bath House | 272 sqft |
| Boat Access | Boat Access |
| Boat House | 728 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Account Number | 314795 |
|---|---|
| Street Address | 3783 DEER RUN |
| City | DENVER |
| State | NC |
| Zip | 28037-9157 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-20 |
| Legal Description | 38A WESTPORT III |
| Legal Subdivision | WESTPORT |
| Jurisdiction | LINCOLN NC |
| Township / Civil Division | CATAWBA SPRINGS |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 71203 |
3783 Deer Run is owned and occupied by two individuals who bought it in December 2025.
Source: Lincoln County records, as of August 27, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3783 DEER RUN, DENVER, NC 28037-9157 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 13, 2022 | Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK |
| Dec 18, 2025 | Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU |
| Jan 31, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 18, 2025 · Amount on File |
| Deed Sale | Dec 18, 2025 · Amount on File |
| Prior Sale | Nov 10, 2014 · Amount on File |
| Deed Document Number | 2025703329 |
| Deed Book / Page | 3464 / 408 |
| Prior Transfer Date | Apr 7, 2006 |
| Prior Transfer Doc | 0018540044 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LINCOLN NC |
| Property Address | 3783 DEER RUN, DENVER, NC 28037-9157 |
| Transaction Type | Mortgage |
| Record Updated | Jan 1, 2026 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 0000312767 |
|---|---|
| Date | Jan 13, 2022 |
| Book Page | 3127/67 |
| Instrument | 645873 |
| Name | TRUIST BANK |
|---|---|
| Type | Bank |
| Address | RICHMOND, VA 23224 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 373 Months |
| Due | Feb 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Dec 18, 2025 |
| Property Address | 3783 DEER RUN, DENVER, NC 28037-9157 |
| Document Number | 0003464408 |
| Book / Page | 3464 / 408 |
| Map Reference | MB E PG 104 |
| Instrument Date | Dec 18, 2025 |
| Instrument | 703329 |
| Transaction Type | Transfer |
| Record Updated | Jan 1, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,060.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 618 S POPLAR ST, LINCOLNTON, NC 28092-3228 |
| Name | Verified Name |
|---|---|
| Address | 3783 DEER RUN, DENVER, NC 28037-9157 |
| Document Number | 0000703330 |
|---|---|
| Date | Dec 18, 2025 |
| Instrument | 703330 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Type Change Date | Jan 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 3% |
| Max Rate At Change | 7% |
| Index | 5-Year CMT |
| Margin | 3 |
| Max Rate | 11% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LINCOLN NC |
| Recording Date | Jan 31, 2019 |
| Property Address | 3783 DEER RUN, DENVER, NC 28037-9157 |
| Document Number | 279591 |
| Book / Page | 002795 / 000091 |
| Instrument Date | Jan 31, 2019 |
| Instrument | 588294 |
| Transaction Type | Transfer |
| Record Updated | Feb 7, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Tax | $360.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | PO BOX 1815 LINCOLNTON NC 280931815, LINCOLNTON, NC 28093-1815 |
The 2026 property tax bill for 3783 Deer Run was $7,320, up 0.6% from the year before.
Source: Lincoln County assessment roll, as of August 27, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Lincoln County |
| Unified School District | Lincoln County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,320.00 (+0.63%) | $1,179,305 (-) Land $301,520 Building $877,785 | $1,179,305 (-) Land $301,520 Building $877,785 |
| 2025 | $7,274.00 | $1,179,305 Land $301,520 Building $877,785 | $1,179,305 Land $301,520 Building $877,785 |
| 2023 | $4,694.00 | $758,570 Land $301,520 Building $457,050 | $758,570 Land $301,520 Building $457,050 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 3783 Deer Run in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 3783 Deer Run is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 99.5% of North Carolina |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | LINCOLN COUNTY WTP serves 49,693 people · EPA ID NC0155035 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 135 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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