Osceola County property record for 3845 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,714 sqft Living Area |
| Lot Size | 7,840 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $277,500 (2017) |
| Tax Bill | $4,023.00 (2024) |
| Primary APN | 34-26-30-0096-0001-3190 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,714 sqft Living Area |
| Gross Area | 3,461 sqft Gross Area |
| 1st Floor | 2,714 sqft 1st Floor |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2016 |
| Exterior Material | Concrete Block Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,840 sqft (0.18 acres) |
| Lot Width | 63 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 447 sqft Garage |
| Patio Area | 200 sqft Patio |
| Porch Area | 300 sqft Porch |
| Cooling System | A/C Package Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3845 WIND DANCER CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8273 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3C PB 22 PG 146-149 LOT 319 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT PH 3C |
| Legal Phase | 3C |
| Legal Tract | 96 |
| Legal Block | 3190 |
| Legal Lot Number | 319 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2030 |
| Census Tract | 43207 |
Source: Osceola County records · APN 34-26-30-0096-0001-3190
Assessment roll updated November 26, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3845 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Apr 06, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| May 14, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage QUICKEN LOANS LLC |
| May 31, 2017 | Warranty Deed, Transfer · Veterans Administration Mortgage BUSEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 31, 2017 · Amount on Record |
| Deed Sale | May 31, 2017 · Amount on Record |
| Prior Sale | May 18, 2016 · Amount on Record |
| Deed Doc Number | 201779750 |
| Deed Book / Page | 5156 / 2445 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | Apr 06, 2026 |
| Property Address | 3845 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Document Number | 0000045631 |
| Book / Page | 6950 / 2609 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 202645631 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | ROCKET MORTGAGE |
| Name | Verified Name |
|---|---|
| Address | 3845 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Document Number | 0000045631, |
|---|---|
| Date | Apr 06, 2026 |
| Book Page | 6950/2609 |
| Instrument | 202645631 |
| Name | ROCKET MORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Apr 01, 2046 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3845 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Transaction Type | Mortgage |
| Record Updated | May 31, 2021 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0059582661 |
|---|---|
| Date | May 14, 2021 |
| Book Page | 5958/2661 |
| Instrument | 2021074855 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 31, 2017 |
| Property Address | 3845 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Document Number | 0051562445 |
| Book / Page | 5156 / 2445 |
| Map Reference | MB22 PG148&149 |
| Instrument Date | May 31, 2017 |
| Instrument | 2017079750 |
| Transaction Type | Transfer |
| Record Updated | Feb 08, 2022 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,942.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4701 OLD CANOE CREEK RD, 4701, SAINT CLOUD, FL 34770-7001 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 3845 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273 |
| Document Number | 0051562446 |
|---|---|
| Date | May 31, 2017 |
| Instrument | 5156/2446 |
| Name | BUSEY BANK |
|---|---|
| Type | Bank |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2047 |
Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,163.00 (+3.48%) Homeowner's exemption | $275,470 (+5.99%) | $403,500 (-5.61%) Land $75,000 Building $328,500 |
| 2024 | $4,023.00 (+2.6%) | ||
| 2023 | $3,921.00 (+3.51%) Homeowner's exemption | $259,910 (+3%) | $427,500 (+16.45%) Land $60,000 Building $367,500 |
| 2022 | $3,788.00 Homeowner's exemption | $252,340 | $367,100 Land $55,000 Building $312,100 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 100 ft |
| Wildfire Risk | Moderate above 63% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 446 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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