Osceola County property record for 3840 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2016 |
| Square Footage | 2,566 sqft Heated Area |
| Lot Size | 7,841 sqft (0.18 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $258,000 (2017) |
| Tax Bill | $4,882.00 (2025) |
| Primary APN | 342630009600014250 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,566 sqft Heated Area |
| Gross Area | 3,256 sqft Gross Area |
| 1st Floor | 1,048 sqft 1st Floor |
| Upper Floors | 1,518 sqft Upper Floors |
| Stories | 2 Stories |
| Primary Flooring | Tile Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2016 |
|---|---|
| Exterior Material | Concrete Block Exterior |
| Foundation Type | Footing Foundation |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Width | 63 ft Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Finished Garage |
| Garage Area | 462 sqft Garage |
| Pool Area | 590 sqft Pool |
|---|---|
| Fence | Fence |
| Deck Area | 1,228 sqft Deck |
| Porch | Finished/Screened Porch |
| Porch Area | 228 sqft Porch |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | HVAC Heating |
| Street Address | 3840 WIND DANCER CIR |
|---|---|
| City | SAINT CLOUD |
| State | FL |
| Zip | 34772-8274 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ESPRIT PH 3C PB 22 PG 146-149 LOT 425 |
| Legal Range | 30E |
| Legal Township | 26S |
| Legal Section | 34 |
| Legal Subdivision | ESPRIT |
| Legal Phase | 3C |
| Legal Tract | 96 |
| Legal Block | 1 |
| Legal Lot Number | 425 |
| Jurisdiction | OSCEOLA FL |
| Minor Civil Division | ST. CLOUD |
| Census Blockgroup | 2 |
| Census Block | 2037 |
| Census Tract | 43207 |
Source: Osceola County records · APN 342630009600014250
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3840 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 06, 2022 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA |
| May 15, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CALIBER HM LOANS |
| May 15, 2017 | Grant Deed, Transfer · Conventional Mortgage with Private Mortgage Insurance (PMI) CALIBER HM LOANS |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 15, 2017 · Amount on Record |
| Deed Sale | May 15, 2017 · Amount on Record |
| Deed Doc Number | 2017071066 |
| Deed Book / Page | 5148 / 0556 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3840 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Transaction Type | Mortgage |
| Record Updated | Dec 21, 2022 |
| Title Company | TITLE365 |
| Name | Verified Name |
|---|---|
| Address | 3840 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Document Number | 0063250796 |
|---|---|
| Date | Dec 06, 2022 |
| Book Page | 6325/796 |
| Instrument | 2022174943 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Nov 02, 2052 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Property Address | 3840 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Document Number | 0057250283 |
| Instrument Date | May 15, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 20, 2020 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN MTG SOLUTIONS |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3840 WIND DANCER CIR ST CLOUD FL 347728274, ST CLOUD, FL 34772-8274 |
| Document Number | 0057250283 |
|---|---|
| Date | May 20, 2020 |
| Book Page | 005725/000283 |
| Instrument | 66374 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | May 19, 2045 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | OSCEOLA FL |
| Recording Date | May 15, 2017 |
| Property Address | 3840 WIND DANCER CIR, SAINT CLOUD, FL 34772-8274 |
| Document Number | 0051480556 |
| Book / Page | 005148 / 000556 |
| Instrument Date | May 10, 2017 |
| Instrument | 71066 |
| Transaction Type | Transfer |
| Record Updated | Feb 19, 2018 |
| Title Company | CALATLANTIC TITLE INC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,806.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 3840 WIND DANCER CIR ST CLOUD FL 347728274, ST CLOUD, FL 34772-8274 |
| Document Number | 51480558 |
|---|---|
| Date | May 15, 2017 |
| Book Page | 005148/000558 |
| Instrument | 71067 |
| Name | CALIBER HM LOANS |
|---|---|
| Type | Funding / Finance Company |
| Address | IRVING, TX 75063 |
| Type | Conventional Mortgage with Private Mortgage Insurance (PMI) |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 14, 2047 |
Source: Osceola County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Osceola County |
| Municipality | St. Cloud City |
| Unified School District | Osceola County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,882.00 (+6.15%) Homeowner's exemption Disabled Person's exemption | $320,628 (+5.99%) | $447,900 (+0.25%) Land $75,000 Building $372,900 |
| 2023 | $4,599.00 (+1.66%) Homeowner's exemption Disabled Person's exemption | $302,517 (+3%) | $446,800 (+14.21%) Land $60,000 Building $386,800 |
| 2022 | $4,524.00 Homeowner's exemption Disabled Person's exemption | $293,706 | $391,200 Land $55,000 Building $336,200 |
Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Wildfire Risk | Moderate above 63% of the US · above 39% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 446 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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