3849 Wind Dancer Cir, Saint Cloud, FL 34772 Property Records

Osceola County property record for 3849 Wind Dancer Cir, Saint Cloud, FL 34772 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	2.5 Baths
Year Built	Built 2015
Square Footage	2,662 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$264,699 (2016)
Tax Bill	$4.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`34-26-30-0096-0001-3210`
Alternative APN	`263034009600013210`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Building Area	2,662 sqft Living Area
Gross Area	3,461 sqft Gross Area
1st Floor	2,662 sqft 1st Floor
Stories	1 Stories
Primary Flooring	Carpet Flooring
Interior Structure	Wallboard/Drywall Interior Structure

Exterior

Year Built	Built 2015
Effective Year Built	Effective 2015
Exterior Material	Concrete Block Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	8,712 sqft (0.2 acres)
Parking Spaces	2 Parking Spaces
Garage Type	Attached Garage
Garage Area	447 sqft Garage
Patio Area	200 sqft Patio
Porch Area	300 sqft Porch

Utilities and HVAC

Cooling System	A/C Package Cooling
Heating System	HVAC Heating

Location & Zoning

Street Address	3849 WIND DANCER CIR
City	SAINT CLOUD
State	FL
Zip	34772-8273
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	ESPRIT PH 3C PB 22 PG 146-149 LOT 321
Legal Range	30E
Legal Township	26S
Legal Section	34
Legal Subdivision	ESPRIT PH 3C
Legal Phase	3C
Legal Tract	96
Legal Block	3210
Legal Lot Number	321
Jurisdiction	OSCEOLA FL
Minor Civil Division	ST. CLOUD
Census Blockgroup	2
Census Block	2030
Census Tract	43207

Owner

Source: Osceola County records · APN 34-26-30-0096-0001-3210

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	3849 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jan 06, 2016 · Amount on Record
Deed Sale	Jan 06, 2016 · Amount on Record
Deed Doc Number	20161913
Deed Book / Page	4895 / 1640
Record Refreshed	Sep 20, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OSCEOLA FL
Property Address	3849 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273
Transaction Type	Mortgage
Record Updated	Nov 22, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3849 WIND DANCER CIR, SAINT CLOUD, FL 34772-8273

Mortgage

Document Number	0063091874
Date	Nov 02, 2022
Book Page	6309/1874
Instrument	2022161125

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	MOORPARK, CA 93021

Agreement

Type	Veterans Administration Mortgage
Amount	Amount Recorded
Term	354 Months
Due	May 01, 2052

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4.00 (-99.94%) Homeowner's exemption Veteran's exemption	$399,600 (-5.38%) Land $75,000 Building $324,600	$399,600 (-5.38%) Land $75,000 Building $324,600
2023	$6,341.00 (+12.23%)	$422,300 (+16.56%) Land $60,000 Building $362,300	$422,300 (+16.56%) Land $60,000 Building $362,300
2022	$5,650.00	$362,300 Land $55,000 Building $307,300	$362,300 Land $55,000 Building $307,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Osceola County (12097C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone A
Flood Hazard	High
100-Year Floodplain	Yes 1% annual chance
Special Flood Hazard Area	Yes
Flood Insurance Requirement	Required (federally backed mortgages)
Floodway	No
Base Flood Elevation	Not determined for this zone

Wildfire

Wildfire Risk	Moderate above 63% of the US · above 39% of Florida
Wildfire Likelihood	About 1 in 446 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; lenders make the official flood determination.