3845 Stanford Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3845 Stanford Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,398 sqft · built 1989
Lot Size	0.146 acres (6,344 sqft)
Owner	2 Individual Names on Record
Last Sale	$540,000 (Jan 2005)
Tax Bill	$6,504 (2025)
Deeds & Mortgages	Jun 2020 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`162-542-34-00`

Property Details

APN / Parcel Number

Primary APN	`162-542-34-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,398 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Lot Area	6,344 sqft (0.146 acres)
View / Lot	Good
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	3845 STANFORD DR
City	OCEANSIDE
State	CA
Zip	92056-6318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 371 TR 011738
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	011738
Legal Block	1
Legal Lot Number	371
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1006
Census Tract	18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3845 STANFORD DR, OCEANSIDE, CA 92056-6318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 8, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS
Nov 20, 2018	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 5, 2005 · Amount on Record
Deed Sale	Jan 5, 2005 · Amount on Record
Prior Sale	Feb 19, 1999 · Amount on Record
Deed Document Number	20058787
Prior Transfer Date	Apr 29, 2004
Prior Transfer Doc	0000384502
Record Updated	Oct 29, 2026

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3845 STANFORD DR, OCEANSIDE, CA 92056-6318
Document Number	0000304655
Instrument Date	Jun 8, 2020
Transaction Type	Mortgage
Record Updated	Jun 24, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3845 STANFORD DR OCEANSIDE CA 920566318, OCEANSIDE, CA 92056-6318

Mortgage

Document Number	0000304655
Date	Jun 15, 2020
Instrument	304655

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2050

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3845 STANFORD DR, OCEANSIDE, CA 92056-6318
Document Number	0000492257
Instrument Date	Nov 20, 2018
Transaction Type	Mortgage
Record Updated	Dec 7, 2018
Title Company	AMROCK TITLE CA INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	3845 STANFORD DR OCEANSIDE CA 920566318, OCEANSIDE, CA 92056-6318

Mortgage

Document Number	0000492257
Date	Nov 29, 2018
Instrument	492257

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 28, 2048

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$767,700 (+2%) Land $483,367 Building $284,333
2025	$6,504.00 (+3.81%)	$752,648 (+4.04%) Land $473,890 Building $278,758
2023	$6,265.00 (+0.1%)	$723,425 Land $455,490 Building $267,935
2022	$6,259.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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