3850 Stanford Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3850 Stanford Dr, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,423 sqft · built 1991
Lot Size	0.163 acres (7,109 sqft)
Owner	2 Individual Names on Record
Last Sale	$465,000 (Sep 2008)
Tax Bill	$5,287 (2025)
Deeds & Mortgages	May 2026 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`162-560-48-00`

Property Details

APN / Parcel Number

Primary APN	`162-560-48-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,423 sqft Living Area

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Lot Area	7,109 sqft (0.163 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	3850 STANFORD DR
City	OCEANSIDE
State	CA
Zip	92056-6318
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	LOT 510 TR 012450
Legal Subdivision	MIRA COSTA ESTATES
Legal Tract	012450
Legal Block	1
Legal Lot Number	510
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	1
Census Block	1003
Census Tract	18516

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	3850 STANFORD DR, OCEANSIDE, CA 92056-6318
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
May 26, 2026	Deed of Trust, Mortgage · VA Mortgage ADVANTAGEFIRST LNDG INC
Apr 30, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Jul 10, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2008 · Amount on Record
Deed Sale	Sep 17, 2008 · Amount on Record
Prior Sale	Jun 22, 1990 · Amount on Record
Deed Document Number	2008494052
Prior Transfer Date	Aug 16, 2005
Prior Transfer Doc	0000757990
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	May 26, 2026
Property Address	3850 STANFORD DR, OCEANSIDE, CA 92056-6318
Document Number	0000148308
Instrument Date	May 15, 2026
Instrument	2026148308
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	3850 STANFORD DR, OCEANSIDE, CA 92056-6318

Mortgage

Document Number	0000148308,
Date	May 26, 2026
Instrument	2026148308

Lender

Name	ADVANTAGEFIRST LNDG INC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate	6.3%
Max Rate	-1%

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3850 STANFORD DR, OCEANSIDE, CA 92056-6318
Transaction Type	Mortgage
Record Updated	May 12, 2021
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3850 STANFORD DR, OCEANSIDE, CA 92056-6318

Mortgage

Document Number	0000333666
Date	Apr 30, 2021
Instrument	2021-0333666

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	304 Months
Due	Aug 1, 2046

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	3850 STANFORD DR, OCEANSIDE, CA 92056-6318
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TITLE CONNECT INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000366346
Date	Jul 10, 2020
Instrument	2020-0366346

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	311 Months
Due	Jun 1, 2046

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$656,659 (+2%) Land $308,664 Building $347,995
2025	$5,287.00 (-52.01%) Veteran's exemption	$643,784 (+11.86%) Land $302,612 Building $341,172
2023	$11,016.00 (-0.16%)	$575,534 Land $290,862 Building $284,672
2022	$11,034.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 563 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
FiberFirst Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: GeoLinks, Verizon.

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