3838 Stanford Dr, Oceanside, CA 92056 Property Records

San Diego County property record for 3838 Stanford Dr, Oceanside, CA 92056

Property Summary

Property TypeSingle Family Home
Details5 bd · 3.5 ba · 2,860 sqft · built 1989
Lot Size0.187 acres (8,156 sqft)
Owner2 Individual Names on File
Last Sale$590,000 (Mar 2018)
Tax Bill$7,553 (2025)
Deeds & MortgagesJun 2019 Mortgage
Apr 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN162-542-15-00

Property Details

APN / Parcel Number

Primary APN162-542-15-00

Interior

Bedrooms5 Beds
Full Baths3.5 Baths
Half Baths1 Half Bath
Building Area2,860 sqft Living Area

Exterior

Year BuiltBuilt 1989
Effective Year BuiltEffective 1989
Lot Area8,156 sqft (0.187 acres)
Garage TypeCarport
CarportCarport
Parking Spaces2 Parking Spaces

Location & Zoning

Street Address3838 STANFORD DR
CityOCEANSIDE
StateCA
Zip92056-6318
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS
Legal DescriptionLOT 390 TR 011738
Legal SubdivisionMIRA COSTA ESTATES
Legal Tract011738
Legal Block1
Legal Lot Number390
JurisdictionSAN DIEGO CA
Township / Civil DivisionOCEANSIDE-ESCONDIDO
Census Block Group1
Census Block1003
Census Tract18516

Owner

Source: San Diego County records · APN 162-542-15-00

Assessment roll updated July 21, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address3838 STANFORD DR, OCEANSIDE, CA 92056-6318
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Jun 04, 2019Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Apr 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 29, 2018Grant Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Feb 02, 2018Grant Deed, Transfer · Conventional Mortgage
STRADA CAP INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleMar 29, 2018 · Amount on Record
Deed SaleMar 29, 2018 · Amount on Record
Prior SaleFeb 02, 2018 · Amount on Record
Deed Document Number2018126705
Prior Transfer DateMar 29, 1996
Prior Transfer Doc0000171931
Record UpdatedSep 20, 2026

June 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3838 STANFORD DR, OCEANSIDE, CA 92056-6318
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000213114
DateJun 04, 2019
Instrument2019-0213114
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 01, 2049

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSAN DIEGO CA
Property Address3838 STANFORD DR, OCEANSIDE, CA 92056-6318
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanyLAWYERS TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000185617
DateApr 13, 2020
Instrument2020-0185617
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 01, 2050

March 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateMar 29, 2018
Property Address3838 STANFORD DR, OCEANSIDE, CA 92056-6318
Document Number0000126705
Map ReferenceMAP 11738
Instrument DateMar 08, 2018
Instrument2018-0126705
Transaction TypeTransfer
Record UpdatedAug 24, 2021
Title CompanySTEWART TITLE OF CALIFORNIA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address3838 STANFORD DR, OCEANSIDE, CA 92056-6318

Mortgage

Document Number0000126706
DateMar 29, 2018
Instrument2018-0126706
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueApr 01, 2048

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSAN DIEGO CA
Recording DateFeb 02, 2018
Property Address3838 STANFORD DR, OCEANSIDE, CA 92056-6318
Document Number0000043621
Instrument DateJan 03, 2018
Instrument43621
Transaction TypeTransfer
Record UpdatedFeb 08, 2018
Title CompanyTAYLOR ESCROW INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$566.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 131564 CARLSBAD CA 920131564, CARLSBAD, CA 92013-1564

Mortgage

Document Number43622
DateFeb 02, 2018
Instrument43622
Lender
NameSTRADA CAP INC
AddressINCLINE VILLAGE, NV 89451
Agreement
TypeConventional Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateCalifornia
CountySan Diego County
MunicipalityOceanside City
Unified School DistrictOceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

YearTax BillAssessed Value
2026$684,739 (+2%) Land $348,173 Building $336,566
2025$7,553.00 (+5.17%)$671,314 (+4.04%) Land $341,347 Building $329,967
2023$7,182.00 (+1.54%)$645,248 Land $328,093 Building $317,155
2022$7,073.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, San Diego County (06073C), as of September 3, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060730185161, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskNot rated
no burnable land within ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Generate-Ubiquity Holdings
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 100
T-Mobile USA
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

May also be available: California Internet, Verizon.

Based on FCC filings for 563 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System, water system CA3710014, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemCITY OF OCEANSIDE
serves 174,340 people
Water SourcePurchased surface water from several systems
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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